iay.nic.in Gramin - Pradhan Mantri Gramin Awas Yojana List 2023

Mar 16, 2023

888 14 mins

Pradhan Mantri Gramin Awas Yojana aims to provide affordable housing to rural families who do not own a pucca house. Read to know more about the scheme and the list for eligibility.

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iay.nic.in Gramin Awas Yojana List 2023

The iay.nic.in Gramin Awas Yojana (Rural Housing Scheme) is a government initiative in India to provide affordable housing to rural families. The scheme provides financial assistance to families living in rural areas to construct or improve their homes. The names of the beneficiaries will be published in the scheme’s new list(https://pmmodiyojana.in/pmay-list/).

The country’s official website can be accessed by anyone interested in finding their name on the Indira Gandhi Awas Yojana list from the convenience of their own homes. The online list can only be viewed by those who have applied for the housing program. The Central Government will provide permanent housing to those whose names are on the list.

PMAY-G and Gramin Awas Yojana list applicants whose names appear on the newly amended list can benefit from this programme. The applicants will receive funding for constructing a pucca house. You can find the beneficiary’s basic information, including bank account information, in the online list of this plan. You can also search the rural housing list in the following two ways.

PMAY-G Beneficiary List by Advanced Search
PMAY-G Beneficiary List by Registration Number

Did You Know?

The houses under PMGAY are constructed using locally available materials and traditional techniques to make them cost-effective and eco-friendly
The scheme has been implemented in all states and Union Territories of India and has benefited millions of families.

Indira Awas Yojana List – iay.nic.in Gramin

The Indira Awas Yojana, which is also known as the Pradhan Mantri Awas Yojana Gramin, was started to help people from Scheduled Castes and Scheduled Tribes, non-bonded employees, minorities, and BPL holders who don’t belong to the SC/ST who are poor in the country. BPL holders will have the opportunity to construct a home with government funding through this program. The government will provide 1.20 lakh rupees for plain rural areas, while 30 lakh rupees will be provided for building houses in hilly areas.

Pradhan Mantri iay.nic.in Gramin Awas Yojana List: Construction of ₹ 1.75 crores elders completed under the scheme

According to the Pradhan Mantri Awaas Yojana-Gramin, the Center claimed in the parliament that ₹1.75 crores homes had been built. Sadhvi Niranjan Jyoti, the Union Minister for Rural Development, stated in the Rajya Sabha that as of 9 March 2022. ₹1.75 crores of the 2.95 crores dwellings authorised under the programme had been constructed.

Union Minister for Rural Development Sadhvi Niranjan Jyoti provided this information. To take advantage of this programme, the beneficiary must contribute the funds for house construction within a year of the beneficiary’s acceptance date.

The minister said all construction activities, including building PMAY-G homes, were impacted during the Covid-19 pandemic-induced nationwide lockdown. It slowed down the pace of PMAY-G home development.

Keypoints of iay.nic.in Gramin Awas Yojana List 2023

Scheme Name	Gramin Awas Yojana List
Relevant Departments	District Rural Development Officer / District Rural Development Authority DRDA
Scheme Established Date	Year 2015
Online Application Date	Available Now
Scheme Type	Central Govt. Scheme
Application Type	Online
Beneficiary	BPL Citizen
Official Website	https://iay.nic.in/

Amount Paid Under Indira Gandhi Awas Yojana (IAY List)

Through the Indira Awas Yojana (IAY), the Central Government has provided funds to 35 states’ below-the-line members of Scheduled Castes and Scheduled Tribes, non-bonded employees, minorities, and non-SC/ST classes. To assist BPL holders in building their own homes, these funds have been distributed in three installments. A list of the funds provided by the government can be found below. Please carefully go over this list.

Installment	2015-2016	2016-2017	2017-2018
1	969606.9	3451269	2495516
2	1010792	1605800	2988986
3	1386984	1050843	5583116

Objective of iay.nic.in Gramin Awas Yojana 2023

The IAY List’s primary goal is to provide housing assistance to economically disadvantaged people, such as SC/STs living below the poverty line, non-bonded laborers, non-SCs, and minorities. The Indian government plans to satisfy its ‘Home for All’ focus by 2022 through the PM Gramin Awas Yojana. The IAY List 2023 has been made available by the Central Government to help families in need carry out this plan.

IAY Report

MoRD Target	₹ 2,28,22,376
Registered	₹ 1,93,31,672
Sanctioned	₹ 1,81,32,168
Completed	₹ 1,23,16,808
Fund Transferred	₹ 1,74,493.13

List of States Covered Under Indira Gandhi Awas Yojana

Chhattisgarh
Rajasthan
Kerala
Karnataka
Uttar Pradesh
Haryana
Tamil Nadu
Jammu & Kashmir
Jharkhand
Gujarat
Odisha
Maharashtra
Uttarakhand
Madhya Pradesh.

Pradhan Mantri iay.nic.in Gramin Awas Yojana List: The Amount of the First Instalment Released to the Citizens of Tripura

On 14 November 2021, Prime Minister Narendra Modi used video conferencing to distribute the first instalment of the Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) to more than ₹1.47 lakh Tripura beneficiaries. With this, more than ₹700 crores were directly credited to the beneficiaries bank accounts on this special occasion.

PM Modi said that the nation’s development is now associated with the spirit of ‘Ek Bharat, Shreshtha Bharat,’ and it is now seen as identical to the unity and integrity of the country. He also noted that historically the country’s North-East region felt neglected.

Following the Prime Minister’s intervention, the definition of ‘kuccha’ house has been changed specifically for Tripura, considering its unique geo-climatic conditions. This has allowed a sizable number of beneficiaries living in ‘kuccha’ houses to receive assistance for building ‘pucca’ homes.

Pradhan Mantri iay.nic.in Gramin Awas Yojana List: Beneficiary Selection

The Gram Sabha shall validate the beneficiaries under this programme after they have been chosen or fixed based on the characteristics that indicate a housing shortage in the SECC 2011 data.

According to SECC 2011 data, homeless families or those residing in homes with one or two raw walls and raw roofs will be chosen as beneficiaries instead of those on the BPL list under the housing scheme list.

The homeless families of each category, such as SC, ST, Minority, and others, would be given first priority, along with one or two kutcha rooms, chosen among the eligible recipients.

First Place in Rajsamand District in Pradhan Mantri Gramin Awas Yojana

The Union Ministry of Rural Development assigns a ranking to how this programme is being implemented. The Union Ministry of Rural Development announced this rating on 16 December 2020. According to the Pradhan Mantri Gramin Awas Yojana, the Rajsamand district of Rajasthan ranks #1.

In the past three years, the Rajsamand district set a goal of building 10,289 homes. In the district, 10,289 homes have been built with this goal. This indicates that the Rajsamand district has accomplished 98.07 per cent of the goal. This district has thereby earned the top spot at the national level. Rajsamand district has been first in Rajasthan for the past five months.

Pradhan Mantri Gramin Awas Yojana

The Pradhan Mantri Gramin Awas Yojana (PMAY-G) is a government scheme launched in 2015 to provide affordable housing to people living in rural areas of India. The scheme aims to provide every rural household with a pucca (permanent) house with basic amenities by 2022.

Eligibility:

Households with a kuccha (temporary) or dilapidated house
Households with no adult earning member
Landless households who do not have land to construct a house
Scheduled Castes (SC) and Scheduled Tribes (ST) households.

Cost of Rural Housing Scheme

The Pradhan Mantri Gramin Awas Yojana (PMAY-G), also known as the Rural Housing Scheme, varies depending on the location and type of construction. Under this programme, ₹1 crore homes will be built at a total expenditure of 1,30,075 crores. The Central Government and the State Government will split this expense 60:40. The ratio is 90:10 for the North Eastern States and the three Himachal States of Jammu and Kashmir, Himachal Pradesh, and Uttarakhand.

The assistance is provided in three instalments, with the first instalment released at the start of construction and the second and third instalments released upon completion of certain milestones.

In addition to the government’s financial assistance, beneficiaries must contribute a certain percentage of the construction cost. The contribution percentage required is based on the beneficiary’s annual income, ranging from 10% to 20%.

Pradhan Mantri Gramin Awas Yojana List: For What Period Is the Loan Available Under Pradhan Mantri Awas Yojana?

Pradhan Mantri Awas Yojana provides loans for a maximum of 30 years. The recipient must repay the initial loan before the age of 65 if the beneficiary’s age reaches 65 before 30 years have passed. A person can return the loan even earlier than this time frame.

Who Are the Beneficiaries of PM Awas Yojana 2023?

The beneficiaries of PM Awas Yojana 2023 are

Urban poor and low-income families who do not own a pucca (permanent) house in the city.
Urban homeless individuals and families living in slums or on the streets.
Economically weaker sections (EWS) of the urban population who cannot afford to buy a house in the city.
Middle-income groups (MIG) who do not own a house in the city and have an annual income between ₹ 6 lakhs to ₹ 18 lakhs
Higher-income groups (HIG) who do not own a house in the city and have an annual income above ₹ 18 lakhs.

Pradhan Mantri Gramin Awas Yojana List: Tax Benefits Under the Scheme

PM Gramin Awas Yojana has various tax benefits and numerous tax exemptions for the citizens of India. They are.

Section 80EE: First-time home buyers are eligible for a tax credit of up to ₹50,000 per year

Section 80C: Exemption from income tax on principal payments of up to ₹1.5 lakhs per year

Section 80EEA: If your property qualifies as affordable housing, you are excluded from income tax on interest payments up to ₹1.5 lakh annually

Section 24(b): Under this exemption, ₹ 20,000 in interest payments from income tax each year can be claimed.

Pradhan Mantri Gramin Awas Yojana List: Components of the Scheme

Credit Linked Subsidy: This component aims to provide subsidies on home loans availed by beneficiaries from banks and financial institutions to construct or upgrade houses. The subsidy is based on the loan amount and the beneficiary’s income.
Financial Assistance for Construction of New Houses: Under this component, the government provides financial assistance of up to ₹ 1.20 lakh to eligible beneficiaries to construct new houses in rural areas.
Upgradation of Kutcha Houses to Pucca Houses: This component aims to upgrade the existing kutcha houses (made of non-durable materials) to pucca houses (made of durable materials) in rural areas. The government provides financial assistance of up to ₹ 1.30 lakh for this purpose.
Monitoring and Evaluation: The scheme includes provisions for monitoring and evaluating the progress and impact of the housing projects. This helps identify the areas of improvement and make necessary changes to the scheme.

PM Gramin Awas Yojana List 2023 Main Facts

The Pradhan Mantri Gramin Awas Yojana (PMAY-G) is a government scheme aimed at providing affordable housing to rural households in India
The scheme was launched in 2016 and aims to provide pucca (permanent and sturdy) houses to all houseless, and those living in kutcha (temporary and fragile) houses by 2022
Eligible beneficiaries under the scheme include families living below the poverty line, widows, disabled persons, and families without any adult male member
The scheme provides financial assistance of up to ₹ 1.20 lakh for the construction of a new house and ₹ 50,000 for the renovation of an existing house
Beneficiaries can also avail of a subsidy of up to ₹ 2.67 lakh on the interest of a housing loan availed from banks or other financial institutions
As of March 2021, over 1.3 crore houses have been constructed under the PMAY-G scheme
Under the Gramin Awas Yojana, the minimum area required to build a home is 25 square feet. This area includes all fundamental amenities, including a kitchen
The number of units providing support for plain areas has increased from 70000 to 120000.

Eligibility of PM Gramin Awas Yojana 2023

The eligibility criteria for PMAY-G are as follows:

The beneficiary must be a rural household that does not own a pucca house
The household must not have availed of the benefits of any other housing scheme
The beneficiary must not own any land or house in the name of any household member.
The household must live in a kutcha (temporary) house
The household must be willing to contribute labour or material for the construction of the house
The household must have a family income below the poverty line (BPL)
The household must be a member of a Scheduled Caste (SC) or Scheduled Tribe (ST), a member of a minority community, a woman-headed household, a physically challenged person, or a person affected by natural calamities.

Pradhan Mantri Gramin Awas Yojana List: Important Documents

To claim the benefits of Pradhan Mantri Gramin Awas Yojana , you need to submit the following documents.

Proof of identification
Amount of income for job seekers
Property document
Proof of business address
Amount of income for business people
Aadhar card bank
Account description
An affidavit stating that the applicant does not have a pucca house.
NOC provided by the housing society
Ethnic Group Certificate
Swachh Bharat Mission Number
Job card number of MNREGA beneficiaries
Salary certificate.

How to See Pradhan Mantri Gramin Awas Yojana List 2023

If you do not have the registration number, then click on the ‘Advance Search’ option. Now provide all the required details. Select the scheme type and then click on the submit button.

Step 1: If you are a beneficiary, you can check official website of Pradhan Mantri Gramin Awas Yojana and look for the stakeholder option on the home page.

Step 2: Click ‘IAY/PMAY-G’ beneficiary, then you will see a new window that has the necessary details.

Step 3: Enter the registration number, then click submit to check the PMAYG list online.

Step 4: Click ‘Advance Search’ if you don’t have the registration number then provide all the details. Choose the scheme type and then click it.

Pradhan Mantri Gramin Awas Yojana List: How to Calculate the Interest Rate?

The interest rate for the Pradhan Mantri Gramin Awas Yojana (PMAY-G) is determined by the National Housing Bank (NHB), which is the implementing agency for the scheme. The NHB reviews and revises the interest rate regularly based on factors such as prevailing market conditions, inflation, and the government’s monetary policy.

You can calculate the interest by accessing the subsidy calculator option on the homepage of the official website. Once you enter all the necessary information like loan amount, loan term, interest rate, and other required information, you will know the subsidy amount.

How to See Pradhan Mantri Gramin Awas Yojana List: Secc Family Member Details?

To see the Pradhan Mantri Gramin Awas Yojana (PMGAY) list and the SECC family member details, follow these steps:

Step 1: Visit the official website of the PMGAY at https://pmgsy.nic.in/

Step 2: Click on the ‘PMGAY Beneficiary List’ link under the ‘Resources’ section in the menu

Step 3: Select your state and district from the drop-down lists

Step 4: Enter your village name and click on the ‘Search’ button

Step 5: The PMGAY list for your village will be displayed, along with the SECC family member details for each beneficiary.

Alternatively, you can also visit your nearest Common Service Center (CSC) and request for the PMGAY list and SECC family member details. The CSC operator will be able to provide you with the necessary information

Pradhan Mantri Gramin Awas Yojana List: How to Check the Status of Payment (Fto Tracking)?

To see the Pradhan Mantri Gramin Awas Yojana (PMGAY) list and the SECC family member details, follow these steps:

Step 1: Visit the official website of the PMGAY at https://pmgsy.nic.in/

Step 2: Click on the ‘PMGAY Beneficiary List’ link under the ‘Resources’ section in the menu

Step 3: Select your state and district from the drop-down lists

Step 4: Enter your village name and click on the ‘Search’ button

Step 5: The PMGAY list for your village will be displayed, along with the SECC family member details for each beneficiary.

How to Download PM iay.nic.in Gramin Awas Yojana Mobile Application?

To download the PMAY-G mobile application, you can follow these steps:

Step 1: Open the Google Play Store or Apple App Store on your mobile device

Step 2: Search for ‘PMAY-G’ or ‘Pradhan Mantri iay.nic.in Gramin Awas Yojana’

Step 3: Look for the official app published by the Ministry of Rural Development, Government of India

Step 4: Click on the app and then click ‘Install’ to download it to your device

Alternatively, you can visit the official website of the Ministry of Rural Development (https://rural.nic.in/) and follow the links to download the app.

Pradhan Mantri iay.nic.in Gramin Awas Yojana List: Process of Making E-payment

To make an e-payment for the Pradhan Mantri iay.nic.in Gramin Awas Yojana (PMAY-G), you can follow these steps:

Step 1: Go to the official website of the Ministry of Rural Development (https://rural.nic.in/)

Step 2: Click on the ‘PMAY-G’ tab or link to access the PMAY-G portal

Step 3: Click on the ‘e-Payment’ link or tab to access the e-payment portal

Step 4: Follow the instructions on the screen to make the payment using your preferred mode of payment (such as debit card, credit card, net banking, etc.)

You will need to have a valid user ID and password to access the e-payment portal. If you don’t have a user ID, you will need to register for one before you can make an e-payment.

Pradhan Mantri iay.nic.in Gramin Awas Yojana List: Process of Giving Feedback

Step 1: Visit the official website of the Pradhan Mantri Gramin Awas Yojana (PMAY-G) at https://pmayg.nic.in/netiay/home.do

Step 2: Click on the ‘Citizen Feedback’ tab on the top menu

Step 3: Select your state and district from the drop-down menu

Step 4: Fill out the feedback form with your personal details, feedback type (complaint, suggestion, or appreciation), and your feedback message

Step 5: Click on the ‘Submit’ button to submit your feedback

Step 6: You will receive a confirmation message on the screen and a reference number for your feedback. You can use this reference number to check the status of your feedback later

Step 7: Alternatively, you can also give feedback by contacting the toll-free helpline number – 1800-11-6446 – or by writing to the Ministry of Rural Development at pmayg@nic.in.

iay.nic.in Gramin Awas Yojana List: Process of Registering Public Grievances

If you have any grievances or complaints related to the scheme, you can register them through the following process:

Step 1: Visit the official website of the Ministry of Rural Development (www.rural.nic.in) and click on the ‘Public Grievance Redressal’ tab

Step 2: Click on the ‘Grievance Redressal Portal’ link and register yourself on the portal by providing your personal details and creating a login ID and password

Step 3: Once you have registered, you can login to the portal and click on the ‘New Grievance’ button

Step 4: Fill out the form with details about your complaint, including the nature of your grievance, the name of the scheme, and the location of your residence

Step 5: Submit the form, and you will receive a unique grievance ID and a confirmation email

Step 6: You can track the status of your complaint by logging in to the portal and entering your grievance ID

Step 7: If you are not satisfied with the resolution of your complaint, you can escalate it to the next level of authorities through the portal.

Pradhan Mantri iay.nic.in Gramin Awas Yojana List: Contact Us

The contact options are given on the home page of the official website. You need to select the option and go through with the process. You will find the contact details.

IAY List Contact Us

PMAYG Technical Helpline:

Toll-free number: 1800-11-6446
Email: support-pmayg@gov.in

PFMS Technical Helpline:

Toll-free number: 1800-11-8111
Email: helpdesk-pfms@gov.in

FAQ on Pradhan Mantri iay.nic.in Gramin Awas Yojana List

Who is eligible for PMAY-G?

The scheme is meant for families who do not own a pucca house (a house with a concrete or brick-and-mortar structure) and do not have the means to construct one. Priority is given to families living in kutcha houses (temporary or makeshift houses) and families belonging to the Scheduled Castes, Scheduled Tribes, and other vulnerable groups.

How can I apply for PMAY-G?

You can apply for PMAY-G through your village's Common Service Center (CSC). The CSC will provide you with an application form and help you fill it out. You will need to provide documents such as proof of identity, proof of residence, and income certificate.

How much financial assistance is provided under PMAY-G?

Under PMAY-G, the government assists up to ₹ 1.20 lakh for constructing a new house. This amount is released in three instalments: at the start of construction, at the completion of the plinth, and the completion of the roof.

How can I track the status of my PMAY-G application?

You can track the status of your PMAY-G application through the PMAY-G portal on the government's website. You will need to provide your application number and other details to check the status of your application.

Is there any other assistance provided under PMAY-G?

In addition to financial assistance for constructing a new house, PMAY-G also provides other benefits such as electricity connection, LPG connection, and toilet construction.

Why Vakilsearch?

Vakilsearch is now Zolvit has a team of expert lawyers who are well versed in the yojana schemes. First, we will walk you through the scheme and its benefits. We will check the Pradhan Mantri Gramin Awas Yojana list for your name. Once that’s been verified, we will help you claim the scheme benefits. The pricing of Vakilsearch’s services is very less compared to other legal firms in India. If you have any questions during the process, our customer support team will be happy to assist you.

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