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Schemes

Pradhan Mantri Awas Yojana Gramin 2024 @pmayg.nic.in

Pradhan mantri awas yojana gramin (PMAYG) aims to provide affordable housing to rural families who do not own a pucca house. Read to know more about the scheme and the list for eligibility.

Table of Contents

Latest News on Pradhan Mantri Awas Yojana Gramin

February 1, 2024: Finance Minister Nirmala Sitharaman has said that under the PMAYG, there will be 2 crores more houses will be built in the next five years. She also emphasised the point that more than 70% of the houses are currently owned by women.

May 25, 2023: Rajesh Kumar Sahu, the Block Development Officer, conducted a review of the progress of the PMAY Gramin (PMAYG) Housing Scheme in a meeting held on May 23, 2023 at the Block Auditorium in Baharagora, Jharkhand. During the meeting, Sahu examined the performance and geo-tags of MGNREGA schemes in the region on a panchayat-wise basis. He instructed the authorised panchayat officials to ensure the implementation of at least five schemes in each revenue village. Official Website is pmayg.nic.in.

In addition to reviewing other schemes, Sahu also assessed the progress of the Pradhan Mantri Awas Yojana (Gramin) in the area. He assured the attendees of the meeting that any issues related to the PMAY Gramin (PMAYG) Housing Scheme faced by beneficiaries would be given priority attention. He directed the beneficiaries to visit the block office to register their problems if a resolution was not provided. Sahu also instructed officials to finalise pending PMAY accommodations after consulting with the respective beneficiaries.

May 2023: The State Government of Bihar has issued a warning to its officials, stating that strict action will be taken against them if there are delays in releasing funds for the third instalment. The third instalment of funds was intended to be disbursed to beneficiaries who have already completed their construction work. It is estimated that over 35.5 lakh beneficiaries would have completed their construction by April 13, 2023. The Rural Development Minister, Shravan Kumar, emphasised that these individuals are awaiting the release of the third instalment under the Pradhan Mantri Awas Yojna – Gramin. The officials have been given a week’s time to disburse the pending funds. Failure to release the funds within the specified time frame will result in severe consequences for the officials. As of April 13, 2023, approximately 35,50,523 housing units had already been completed under the program. However, only 35,12,549 beneficiaries had received the third instalment of funds. Currently, there are 37,974 beneficiaries who have not yet received their instalment.

Pradhan Mantri Awas Yojana Gramin 2024

The Gramin Awas Yojana (pmayg.nic.in) is a government initiative in India to provide affordable housing to rural families. The scheme provides financial assistance to families living in rural areas to construct or improve their homes. The names of the beneficiaries will be published in the scheme’s new list(https://pmmodiyojana.in/pmay-list/).

The country’s official website can be accessed by anyone interested in finding their name on the Indira Gandhi Awas Yojana list from the convenience of their own homes. The online list can only be viewed by those who have applied for the housing program. The Central Government will provide permanent housing to those whose names are on the list.

PMAYG and Gramin Awas Yojana list applicants whose names appear on the newly amended list can benefit from this programme. The applicants will receive funding for constructing a pucca house. You can find the beneficiary’s basic information, including bank account information, in the online list of this plan. You can also search the rural housing list in the following two ways.

  1. PMAYG Beneficiary List by Advanced Search
  2. PMAYG Beneficiary List by Registration Number
Did You Know?

  • The houses under PMAYG are constructed using locally available materials and traditional techniques to make them cost-effective and eco-friendly
  • The scheme has been implemented in all states and Union Territories of India and has benefited millions of families.

Pradhan Mantri Awas Yojana Gramin List 2024

The Indira Awas Yojana, which is also known as the Pradhan Mantri Awas Yojana Gramin (PMAYG), was started to help people from Scheduled Castes and Scheduled Tribes, non-bonded employees, minorities, and BPL holders who don’t belong to the SC/ST who are poor in the country. BPL holders will have the opportunity to construct a home with government funding through this program. The government will provide 1.20 lakh rupees for plain rural areas, while 30 lakh rupees will be provided for building houses in hilly areas.

Keypoints of Pradhan Mantri Awas Yojana Gramin 2024

Scheme Name Gramin Awas Yojana List
Relevant Departments District Rural Development Officer / District Rural Development Authority DRDA
Scheme Established Date Year 2015
Online Application Date Available Now
Scheme Type Central Govt. Scheme
Application Type Online
Beneficiary BPL Citizen
Official Website https://pmayg.nic.in /

Objective of Pradhan Mantri Awas Yojana Gramin 2024

The List’s primary goal is to provide housing assistance to economically disadvantaged people, such as SC/STs living below the poverty line, non-bonded laborers, non-SCs, and minorities. The Indian government plans to satisfy its ‘Home for All’ focus by 2022 through the PM Gramin Awas Yojana. The PMAYG List has been made available by the Central Government to help families in need carry out this plan.

Features of Pradhan Mantri Awas Yojana Gramin

Here are the key features of the PMAY Gramin scheme rephrased:

  1. The Central and State governments will share the cost of the unit in a 60:40 ratio in plain areas, which means each unit will receive Rs. 1.20 lakh as assistance.
  2. In the Himalayan states, northeastern states, and the Union Territory (UT) of Jammu & Kashmir, the ratio is 90:10, with each unit eligible for up to Rs. 1.30 lakh of assistance.
  3. Union Territories, including the UT of Ladakh, can receive 100% financing from the Centre.
  4. Beneficiaries are entitled to receive Rs. 90.95 per day of unskilled labour from the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS).
  5. The identification of beneficiaries is based on parameters from the Socio-Economic and Caste Census (SECC) and verified by Gram Sabhas.
  6. Assistance of up to Rs. 12,000 for the construction of toilets will be provided under the Swachh Bharat Mission-Gramin (SBM-G) in collaboration with MGNREGS or other schemes.
  7. Payments are electronically transferred directly to bank accounts or post office accounts linked to Aadhaar.

Eligibility for Pradhan Mantri Awas Yojana Gramin (pmayg.nic in Gramin)

 

Pradhan Mantri Gramin Awas Yojana
Pradhan Mantri Gramin Awas Yojana Eligibility
  • Households with a kuccha (temporary) or dilapidated house
  • Households with no adult earning member
  • Landless households who do not have land to construct a house
  • Scheduled Castes (SC) and Scheduled Tribes (ST) households.

Important Documents for Pradhan Mantri Awas Yojana Gramin

To claim the benefits of Pradhan Mantri Gramin Awas Yojana , you need to submit the following documents.

  • Proof of identification
  • Amount of income for job seekers
  • Property document
  • Proof of business address
  • Amount of income for business people
  • Aadhar card bank
  • Account description
  • An affidavit stating that the applicant does not have a pucca house.
  • NOC provided by the housing society
  • Ethnic Group Certificate
  • Swachh Bharat Mission Number
  • Job card number of MNREGA beneficiaries
  • Salary certificate.

List of States Covered Under Pradhan Mantri Awas Yojana Gramin

  • Chhattisgarh
  • Rajasthan
  • Kerala
  • Karnataka
  • Uttar Pradesh
  • Haryana
  • Tamil Nadu
  • Jammu & Kashmir
  • Jharkhand
  • Gujarat
  • Odisha
  • Maharashtra
  • Uttarakhand
  • Madhya Pradesh.

Amount Paid Under Pradhan Mantri Awas Yojana Gramin

Through the Indira Awas Yojana, the Central Government has provided funds to 35 states’ below-the-line members of Scheduled Castes and Scheduled Tribes, non-bonded employees, minorities, and non-SC/ST classes. To assist BPL holders in building their own homes, these funds have been distributed in three installments. A list of the funds provided by the government can be found below. Please carefully go over this list.

Installment 2015-2016 2016-2017 2017-2018
1 969606.9 3451269 2495516
2 1010792 1605800 2988986
3 1386984 1050843 5583116

PMAYG Report

MoRD Target ₹ 2,28,22,376
Registered ₹ 1,93,31,672
Sanctioned ₹ 1,81,32,168
Completed ₹ 1,23,16,808
Fund Transferred ₹ 1,74,493.13

Construction of ₹ 1.75 Crores Elders Completed Under the Pradhan Mantri Awas Yojana Gramin

According to the Pradhan Mantri Awaas Yojana-Gramin, the Center claimed in the parliament that ₹1.75 crores homes had been built. Sadhvi Niranjan Jyoti, the Union Minister for Rural Development, stated in the Rajya Sabha that as of 9 March 2022. ₹1.75 crores of the 2.95 crores dwellings authorised under the programme had been constructed. 

Union Minister for Rural Development Sadhvi Niranjan Jyoti provided this information. To take advantage of this programme, the beneficiary must contribute the funds for house construction within a year of the beneficiary’s acceptance date.

The minister said all construction activities, including building PMAYG homes, were impacted during the Covid-19 pandemic-induced nationwide lockdown. It slowed down the pace of PMAY-G home development.

Beneficiary List for Pradhan Mantri Awas Yojana Gramin

The government utilises the Socio-Economic Caste Census of 2011 (SECC) to select beneficiaries under the PMAY-G scheme. The process of beneficiary selection is as follows:

  1. The SECC is used to compile a list of potential beneficiaries.
  2. The beneficiaries are then prioritised based on certain criteria.
  3. The list is subsequently forwarded to Gram Sabhas for verification.
  4. Once verified, a final list is created and published.
  5. Finally, annual lists are generated to ensure the inclusion of new beneficiaries and changes in circumstances.

PMAYG List: First Instalment Released to the Citizens of Tripura

On 14 November 2021, Prime Minister Narendra Modi used video conferencing to distribute the first instalment of the PMAY Gramin (PMAYG) to more than 1.47 lakh Tripura beneficiaries. With this, more than 700 crores were directly credited to the beneficiaries bank accounts on this special occasion.

PM Modi said that the nation’s development is now associated with the spirit of ‘Ek Bharat, Shreshtha Bharat,’ and it is now seen as identical to the unity and integrity of the country. He also noted that historically the country’s North-East region felt neglected.

Following the Prime Minister’s intervention, the definition of ‘kuccha’ house has been changed specifically for Tripura, considering its unique geo-climatic conditions. This has allowed a sizable number of beneficiaries living in ‘kuccha’ houses to receive assistance for building ‘pucca’ homes.

First Place in Rajsamand District in Pradhan Mantri Awas Yojana Gramin

The Union Ministry of Rural Development assigns a ranking to how this programme is being implemented. The Union Ministry of Rural Development announced this rating on 16 December 2020. According to the Pradhan Mantri Gramin Awas Yojana, the Rajsamand district of Rajasthan ranks #1. 

In the past three years, the Rajsamand district set a goal of building 10,289 homes. In the district, 10,289 homes have been built with this goal. This indicates that the Rajsamand district has accomplished 98.07 per cent of the goal. This district has thereby earned the top spot at the national level. Rajsamand district has been first in Rajasthan for the past five months.

Pradhan Mantri Awas Yojana Gramin(PMAYG) 

The Pradhan Mantri Gramin Awas Yojana (PMAYG) is a government scheme launched in 2015 to provide affordable housing to people living in rural areas of India. The scheme aims to provide every rural household with a pucca (permanent) house with basic amenities by 2022.

Cost of Rural Housing Scheme

The PMAY Gramin (PMAYG), also known as the Rural Housing Scheme, varies depending on the location and type of construction. Under this programme, ₹1 crore homes will be built at a total expenditure of 1,30,075 crores. The Central Government and the State Government will split this expense 60:40. The ratio is 90:10 for the North Eastern States and the three Himachal States of Jammu and Kashmir, Himachal Pradesh, and Uttarakhand.

The assistance is provided in three instalments, with the first instalment released at the start of construction and the second and third instalments released upon completion of certain milestones.

In addition to the government’s financial assistance, beneficiaries must contribute a certain percentage of the construction cost. The contribution percentage required is based on the beneficiary’s annual income, ranging from 10% to 20%.

For What Period Is the Loan Available Under Pradhan Mantri Awas Yojana?

Pradhan Mantri Awas Yojana provides loans for a maximum of 30 years. The recipient must repay the initial loan before the age of 65 if the beneficiary’s age reaches 65 before 30 years have passed. A person can return the loan even earlier than this time frame.

Beneficiary Selection Under Pradhan Mantri Awas Yojana Gramin

The Gram Sabha shall validate the beneficiaries under this programme after they have been chosen or fixed based on the characteristics that indicate a housing shortage in the SECC 2011 data.

According to SECC 2011 data, homeless families or those residing in homes with one or two raw walls and raw roofs will be chosen as beneficiaries instead of those on the BPL list under the housing scheme list.

The homeless families of each category, such as SC, ST, Minority, and others, would be given first priority, along with one or two kutcha rooms, chosen among the eligible recipients.

Who Are the Beneficiaries of Pradhan Mantri Awas Yojana 2024?

The beneficiaries of PM Awas Yojana 2024 are

  1. Urban poor and low-income families who do not own a pucca (permanent) house in the city.
  2. Urban homeless individuals and families living in slums or on the streets.
  3. Economically weaker sections (EWS) of the urban population who cannot afford to buy a house in the city.
  4. Middle-income groups (MIG) who do not own a house in the city and have an annual income between 6 lakhs to 18 lakhs
  5. Higher-income groups (HIG) who do not own a house in the city and have an annual income above 18 lakhs.

Tax Benefits Under the Pradhan Mantri Awas Yojana Gramin

PMAYG has various tax benefits and numerous tax exemptions for the citizens of India. They are.

  • Section 80EE: First-time home buyers are eligible for a tax credit of up to 50,000 per year
  • Section 80C: Exemption from income tax on principal payments of up to 1.5 lakhs per year
  • Section 80EEA:  If your property qualifies as affordable housing, you are excluded from income tax on interest payments up to 1.5 lakh annually
  • Section 24(b): Under this exemption, 20,000 in interest payments from income tax each year can be claimed.

Components of the Pradhan Mantri Awas Yojana Gramin 2024

  1. Credit Linked Subsidy: This component aims to provide subsidies on home loans availed by beneficiaries from banks and financial institutions to construct or upgrade houses. The subsidy is based on the loan amount and the beneficiary’s income.
  2. Financial Assistance for Construction of New Houses: Under this component, the government provides financial assistance of up to 1.20 lakh to eligible beneficiaries to construct new houses in rural areas.
  3. Upgradation of Kutcha Houses to Pucca Houses: This component aims to upgrade the existing kutcha houses (made of non-durable materials) to pucca houses (made of durable materials) in rural areas. The government provides financial assistance of up to 1.30 lakh for this purpose.
  4. Monitoring and Evaluation: The scheme includes provisions for monitoring and evaluating the progress and impact of the housing projects. This helps identify the areas of improvement and make necessary changes to the scheme.

Main Facts About the Pradhan Mantri Awas Yojana Gramin List

  • The PMAY Gramin (PMAYG) is a government scheme aimed at providing affordable housing to rural households in India
  • The scheme was launched in 2016 and aims to provide pucca (permanent and sturdy) houses to all houseless, and those living in kutcha (temporary and fragile) houses by 2022
  • Eligible beneficiaries under the scheme include families living below the poverty line, widows, disabled persons, and families without any adult male member
  • The scheme provides financial assistance of up to ₹ 1.20 lakh for the construction of a new house and ₹ 50,000 for the renovation of an existing house
  • Beneficiaries can also avail of a subsidy of up to ₹ 2.67 lakh on the interest of a housing loan availed from banks or other financial institutions
  • As of March 2021, over 1.3 crore houses have been constructed under the PMAY-G scheme
  • Under the Gramin Awas Yojana, the minimum area required to build a home is 25 square feet. This area includes all fundamental amenities, including a kitchen
  • The number of units providing support for plain areas has increased from 70000 to 120000.

Eligibility of Pradhan Mantri Awas Yojana Gramin 2024

The eligibility criteria for Pradhan Mantri Awas Yojana Gramin are as follows:

  1. The beneficiary must be a rural household that does not own a pucca house
  2. The household must not have availed of the benefits of any other housing scheme
  3. The beneficiary must not own any land or house in the name of any household member.
  4. The household must live in a kutcha (temporary) house
  5. The household must be willing to contribute labour or material for the construction of the house
  6. The household must have a family income below the poverty line (BPL)
  7. The household must be a member of a Scheduled Caste (SC) or Scheduled Tribe (ST), a member of a minority community, a woman-headed household, a physically challenged person, or a person affected by natural calamities.

What Are Cases in Which Beneficiaries Are Excluded From Pradhan Mantri Awas Yojana Gramin?

Non-compliance with certain factors can result in the exclusion of beneficiaries from the PMAY Gramin or PMAY G list. The key factors for PMAY Gramin are as follows:

  1. Ownership of motorised vehicles such as two-wheelers, three-wheelers, and agricultural equipment.
  2. Possession of a Kisan Credit Card (KCC) with a credit limit equal to or exceeding Rs. 50,000.
  3. Inclusion of any household with at least one member in government service earning a monthly income exceeding Rs. 10,000.
  4. Payment of property tax, ownership of a refrigerator, or having a landline phone connection.

How to Check the PMAY Gramin Beneficiary List Without a Phone Number?

To assist beneficiaries listed in Pradhan Mantri Awas Yojana Gramin or PMAY G who do not have a registered phone number, the following steps can be followed:

  • Step 1: Access the website https://rhreporting.nic.in/ and select the ‘advanced search’ option.
  • Step 2: Provide the necessary details such as State, District, Block, Panchayat, etc. Any of these details can be provided to retrieve the required information.
    • Name
    • Father/husband’s name
    • BPL account number
    • Sanction letter
  • Step 3: Click on the ‘Search’ button to check if the name appears on either the Pradhan Mantri Awas Yojana-Gramin list or the PMAY Gramin list after filling in the provided information.

Uses of Pradhan Mantri Awas Yojana Gramin Mobile App

The PMAYG Mobile App allows Pradhan Mantri Awas Yojana Gramin beneficiaries or their representatives to directly report the physical progress of a house under construction, facilitating the release of the next instalment of financial assistance. Additionally, designated PMAY house inspectors can utilise the app to inspect houses constructed under PMAY Gramin or other rural housing schemes, which are monitored through AwaasSoft, the Rural Housing e-gov solution of the Ministry of Rural Development (MoRD).

PMAY Gramin beneficiaries can access the app by logging in with a One Time Password (OTP) sent to their registered mobile number in AwaasSoft during the house sanctioning process. Inspectors use the same login credentials they have for the AwaasSoft portal. The primary objective of the application is to capture high-quality photographs of the houses at various stages of construction, including time-stamps and Geo-coordinates. This documentation enables the timely disbursement of financial assistance to beneficiaries. The uploaded images are subsequently verified by the Block office through AwaasSoft to complete the inspection process.

How to Download Pradhan Mantri Awas Yojana Gramin Mobile App?

To ensure the authenticity and safety of the Pradhan Mantri Awas Yojana Gramin Mobile Application (PMAYG App), it is advised to download it exclusively from the official website. Follow the stepwise procedure below:

  • Step 1: Visit the official website of PMAY Gramin at https://pmayg.nic.in/netiay/home.aspx.
  • Step 2: On the homepage, locate the respective icons for Android Play Store or iOS App Store based on your mobile platform.
  • Step 3: If you opt for the Android application, click on the Android application icon. This action will redirect you to the webpage dedicated to the Android Application.

If you prefer, you can also directly access the App Store or Play Store and download the mobile applications as required.

How to See Pradhan Mantri Awas Yojana Gramin List

If you do not have the registration number, then click on the ‘Advance Search’ option. Now provide all the required details. Select the scheme type and then click on the submit button.

  • Step 1: If you are a beneficiary, you can check official website of Pradhan Mantri Gramin Awas Yojana and look for the stakeholder option on the home page.
  • Step 2: Click ‘IAY/PMAY-G’ beneficiary, then you will see a new window that has the necessary details. 
  • Step 3: Enter the registration number, then click submit to check the PMAYG list online.
  • Step 4: Click ‘Advance Search’ if you don’t have the registration number then provide all the details. Choose the scheme type and then click it.

How to Calculate the Interest Rate Under PMAYG 2024?

The interest rate for the Pradhan Mantri Awas Yojana Gramin (PMAY-G) is determined by the National Housing Bank (NHB), which is the implementing agency for the scheme. The NHB reviews and revises the interest rate regularly based on factors such as prevailing market conditions, inflation, and the government’s monetary policy.

You can calculate the interest by accessing the subsidy calculator option on the homepage of the official website. Once you enter all the necessary information like loan amount, loan term, interest rate, and other required information, you will know the subsidy amount.

How to See PMAYG & SECC Family Member Details?

To see the Pradhan Mantri Awas Yojana Gramin (PMAYG) list and the SECC family member details, follow these steps:

  1. Step 1: Visit the official website of the PMGAY at https://pmgsy.nic.in/
  2. Step 2: Click on the ‘PMGAY Beneficiary List’ link under the ‘Resources’ section in the menu
  3. Step 3: Select your state and district from the drop-down lists
  4. Step 4: Enter your village name and click on the ‘Search’ button
  5. Step 5: The PMGAY list for your village will be displayed, along with the SECC family member details for each beneficiary.

Alternatively, you can also visit your nearest Common Service Center (CSC) and request for the PMGAY list and SECC family member details. The CSC operator will be able to provide you with the necessary information

How to Check the Status of Payment (FTO Tracking)?

To see the Pradhan Mantri Gramin Awas Yojana (PMGAY) list and the SECC family member details, follow these steps:

  • Step 1: Visit the official website of the PMGAY at https://pmgsy.nic.in/
  • Step 2: Click on the ‘PMGAY Beneficiary List’ link under the ‘Resources’ section in the menu
  • Step 3: Select your state and district from the drop-down lists
  • Step 4: Enter your village name and click on the ‘Search’ button
  • Step 5: The PMGAY list for your village will be displayed, along with the SECC family member details for each beneficiary.

Alternatively, you can also visit your nearest Common Service Center (CSC) and request for the PMGAY list and SECC family member details. The CSC operator will be able to provide you with the necessary information.

How to Download Awaas App

To download the Awaas mobile application, you can follow these steps:

  • Step 1: Open the Google Play Store or Apple App Store on your mobile device
  • Step 2: Search for ‘PMAYG’ or ‘Pradhan Mantri pmayg.nic.in Gramin Awas Yojana’
  • Step 3: Look for the official app published by the Ministry of Rural Development, Government of India
  • Step 4: Click on the app and then click ‘Install’ to download it to your device

Alternatively, you can visit the official website of the Ministry of Rural Development (https://rural.nic.in/) and follow the links to download the app.

PMAY Gramin Awas Yojana List: Process of Making E-payment

To make an e-payment for the Pradhan Mantri pmayg.nic.in Gramin Awas Yojana (PMAY-G), you can follow these steps:

  • Step 1: Go to the official website of the Ministry of Rural Development (https://rural.nic.in/)
  • Step 2: Click on the ‘PMAY-G’ tab or link to access the PMAY-G portal
  • Step 3: Click on the ‘e-Payment’ link or tab to access the e-payment portal
  • Step 4: Follow the instructions on the screen to make the payment using your preferred mode of payment (such as debit card, credit card, net banking, etc.)

You will need to have a valid user ID and password to access the e-payment portal. If you don’t have a user ID, you will need to register for one before you can make an e-payment.

Process of Giving Feedback

  1. Step 1: Visit the official website of the Pradhan Mantri Gramin Awas Yojana (PMAY-G) at https://pmayg.nic.in/netiay/home.do
  2. Step 2: Click on the ‘Citizen Feedback’ tab on the top menu
  3. Step 3: Select your state and district from the drop-down menu
  4. Step 4: Fill out the feedback form with your personal details, feedback type (complaint, suggestion, or appreciation), and your feedback message
  5. Step 5: Click on the ‘Submit’ button to submit your feedback
  6. Step 6: You will receive a confirmation message on the screen and a reference number for your feedback. You can use this reference number to check the status of your feedback later
  7. Step 7: Alternatively, you can also give feedback by contacting the toll-free helpline number – 1800-11-6446 – or by writing to the Ministry of Rural Development at pmayg@nic.in.

Process of Registering Public Grievances

If you have any grievances or complaints related to the scheme, you can register them through the following process:

  • Step 1: Visit the official website of the Ministry of Rural Development (www.rural.nic.in) and click on the ‘Public Grievance Redressal’ tab
  • Step 2: Click on the ‘Grievance Redressal Portal’ link and register yourself on the portal by providing your personal details and creating a login ID and password
  • Step 3: Once you have registered, you can login to the portal and click on the ‘New Grievance’ button
  • Step 4: Fill out the form with details about your complaint, including the nature of your grievance, the name of the scheme, and the location of your residence
  • Step 5: Submit the form, and you will receive a unique grievance ID and a confirmation email
  • Step 6: You can track the status of your complaint by logging in to the portal and entering your grievance ID
  • Step 7: If you are not satisfied with the resolution of your complaint, you can escalate it to the next level of authorities through the portal.

What is Pahal Under Pradhan Mantri Awas Yojana Gramin?

The Government of India has introduced the PAHAL campaign for Pradhan Mantri Awas Yojana Gramin as part of its efforts to promote sustainable construction and encourage designers to contribute to the ‘Housing for All’ mission.

To address the crucial challenge of constructing quality houses in a sustainable manner on a large scale, the Ministry of Rural Development initiated a comprehensive study of housing typologies for each state.

Based on factors such as climatic conditions, disaster risk factors, local materials, and traditional skills, housing prototypes have been developed for each housing zone within a state. This achievement marks a significant milestone in the journey towards providing recommended type designs and technologies for an initial set of 11 states.

Through state-specific studies, advanced construction technologies have been identified, utilising locally available materials and leveraging existing rural construction skill sets. Consequently, these technologies can be readily implemented at the village level, with materials sourced from nearby areas. The identified technologies prioritise sustainability, ensuring the long-term availability of materials. They are also designed to be durable, capable of withstanding the specific climatic variations and natural hazards prevalent in each housing zone.

Pradhan Mantri Awas Yojana Gramin Contact Details

The contact options are given on the home page of the official website. You need to select the option and go through with the process. You will find the contact details.

PMAYG Technical Helpline

  • Toll-free number: 1800-11-6446
  • Email: support-pmayg@gov.in

PFMS Technical Helpline

  • Toll-free number: 1800-11-8111
  • Email: helpdesk-pfms@gov.in

Conclusion

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FAQs on Pradhan Mantri Awas Yojana Gramin

Who is eligible for PMAY-G?

The scheme is meant for families who do not own a pucca house (a house with a concrete or brick-and-mortar structure) and do not have the means to construct one. Priority is given to families living in kutcha houses (temporary or makeshift houses) and families belonging to the Scheduled Castes, Scheduled Tribes, and other vulnerable groups.

How can I apply for Pradhan Mantri Awas Yojana Gramin?

You can apply for PMAY-G through your village's Common Service Center (CSC). The CSC will provide you with an application form and help you fill it out. You will need to provide documents such as proof of identity, proof of residence, and income certificate.

How much financial assistance is provided under PMAY-G?

Under PMAY-G, the government assists up to ₹ 1.20 lakh for constructing a new house. This amount is released in three instalments: at the start of construction, at the completion of the plinth, and the completion of the roof.

How can I track the status of my PMAY-G application?

You can track the status of your PMAY-G application through the PMAY-G portal on the government's website. You will need to provide your application number and other details to check the status of your application.

Is there any other assistance provided under PMAY-G?

In addition to financial assistance for constructing a new house, PMAY-G also provides other benefits such as electricity connection, LPG connection, and toilet construction.

How can I get a home loan in a rural area under the Pradhan Mantri Awaas Yojana Gramin (PMAYG) scheme?

To avail a home loan under Pradhan Mantri Awas Yojana Gramin in rural areas, you can visit the official website or contact the nearest Common Service Centre (CSC) for guidance. Provide the necessary documents, fill out the application form, and submit it for review.

How can I check if my name is in the Pradhan Mantri Awas Yojana Gramin List 2024?

To check if your name is included in the Pradhan Mantri Awas Yojana Gramin List for 2024, visit the official website, find the 'Beneficiary' or 'Search' option, enter your details such as name, father/husband's name, BPL account number, or sanction letter, and click on the 'Search' button to see if your name is listed.

How can I check the status of my PMAYG application?

To check the status of your PMAY Gramin application, visit the official website, locate the 'Application Status' or 'Track Application' option, enter the required details like application number or reference number, and click on the 'Submit' or 'Track' button to view the status.

Can I avail PMAY subsidy on an existing home loan?

Yes, you may be eligible for PMAY subsidy on an existing home loan if you meet certain criteria. To apply for the subsidy, contact the lending institution where you have the home loan and inquire about the process. The institution will guide you through the necessary steps and documentation required.

What is PMAGY (Pradhan Mantri Adarsh Gramin Yojana)?

PMAGY, or Pradhan Mantri Adarsh Gramin Yojana, is a government scheme launched in 2009 to uplift backward and minority-dominated villages. It focuses on integrated development, providing basic amenities, improving infrastructure, and promoting sustainable livelihood options. PMAGY aims to empower communities and foster holistic development through the convergence of various government programs and schemes.

What is the new update of PMAY?

The latest update regarding Pradhan Mantri Awas Yojana is the extension of the Pradhan Mantri Awas Yojana-Gramin (rural) scheme until December 2024. This allows more time for the completion of the targeted houses under this scheme. Additionally, the government announced the construction of 2 crore new houses under Pradhan Mantri Awas Yojana-Gramin, aiming for completion within the next five years.

What type of assistance does the Pradhan Mantri Awas Yojana Gramin provide?

The Pradhan Mantri Awas Yojana Gramin assists eligible rural households in constructing new pucca (permanent) houses or improving their existing ones. This includes providing financial assistance in the form of a subsidy on the total cost of the house, which can vary depending on the category of the beneficiary and the location.

What are the deadlines for applying for the Pradhan Mantri Awas Yojana Gramin?

While there was a specific deadline for applications under the Credit Linked Subsidy Scheme (CLSS) for the MIG categories (1 & 2) in PMAY-Urban, there is currently no specific deadline announced for applying to the PMAY-Gramin scheme. It's recommended to check with your local authorities or visit the official PMAY website (https://pmaymis.gov.in/) for the latest updates and application procedures.

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