The Employees' Provident Fund (EPF) is a method for saving money for retirement. Under the scheme, each employee pays a certain amount into the plan, and the employer pays the same amount.
Each month, the employee and the employer contribute a predetermined sum to the PF account equal to 12% of the base pay. The EPFO tells everyone every year what the PF interest rate is. There are 4 ways for employees to find out how much money is in their EPF account. In this article, you will learn the procedure to check the PF balance by SMS.
Procedure to Check PF Balance by SMS
Below are the steps to Check PF balance by SMS:
- A provident fund is a financial security asset that enables employees to invest steadily and systematically for their retirement needs. People contribute to PF throughout their employment, and this money can be taken out when they leave their jobs or for important events like weddings and medical emergencies. EPF is a great way for workers in both the private and public sectors to put money away for their retirement. At the moment, the most you can earn and still be covered by EPFO is ₹15,000 per month, but this is likely to go up shortly.
- You no longer have to go to the EPF office to find out how much money is in your Employees’ Provident Fund (EPF)
- Send an SMS to the following number to receive your remaining balance
- Additionally, you may utilise the missed call feature
- The SMS service is accessible 24 hours per day, seven days per week, and in multiple regional languages
- First-time users must register with EPFO and provide information
- Since October 2015, EPFO has also made it possible to check your EPF balance on your cell phone. This eliminates the requirement to give information via the EPFO portal.
- On September 18, 2015, the EPFO also introduced the EPF Mobile App, SMS-Based UAN Activation, and the Missed Call Service.
As was already said, EPFO gave all EPF members the UAN (Universal Account Number) benefit. EPFO started a way to check your UAN balance via SMS to make it easier for people to use. People can only use this feature if they have a UAN Account Number and registered their phone number when they set up their UAN. Here’s how to check your EPF balance with an SMS or text message.
Remember that you might not get the message if your employer digitally approves and gives you your Aadhaar, PAN, and bank account. So, if you don’t get the SMS, you should contact your current employer right away.
Employees thought that transferring provident fund accounts was a herculean task because it required a lot of paperwork and trips to the EPFO. But since a web-based UAN system went live, the whole process has become much easier, safer, and more secure. EPFO has mobile services like an app and an SMS service in addition to its web portal.
Things to Keep in Mind When Checking PF Balance by SMS:
- SMS should be sent from a phone number that has been registered
- Along with the KYC details, EPFO sends the member’s balance information and the last PF contribution
- For first-time users, the EPFO portal requires registration and information
- You have to type the first three letters of the language you want to use in the SMS in the format given
As was already said, the member’s website can be used to check the EPF balance online. But what if you don’t have access to the internet and only have your phone with you?
How to Check PF Balance by SMS without UAN
Below are the steps to Verify/ Check PF balance by SMS Utilisation:
- Send the message ‘EPFOHO UAN ENG’ to your registered number to check your PF balance (available on the website)
- Then, you’ll get an SMS with your last PF payment and your total PF balance
- This allows you to check your PF balance without providing your UAN or internet access.
- But you need to make sure that only the registered number sends the SMS
Pros and Cons of Checking PF Balance by SMS:
- Convenience: After the first time you use the portal, you don’t have to log in to check your balance.
- User Friendly: Mobile phones are easy to get and use for most people.
- No Linguistic Barrier: This service is also offered in the languages of the area.
- Service Quickly: It doesn’t take long to check your balance via SMS, and you can do it on the go
Conclusion
Hope this blog regarding how to check PF balance by SMS is helpful. Get in contact with the professionals at Vakilsearch to obtain further information regarding the provident fund and other relevant plans.
FAQs
Which number should I send the SMS to check my PF balance?
To check PF balance by SMS, you should send the message to 7738299899 which is the official number provided by the Employees' Provident Fund Organization (EPFO).
What information do I need to provide in the SMS to access my PF account balance?
Typically, you need to send the SMS in a specific format. The format may include your Universal Account Number (UAN) and other relevant details. For example - The text message should include 'EPFOHO UAN ENG.' Here, UAN will be your personal UAN, and ENG is the first three letters of your language preference. Supported languages include English, Bengali, Gujarati, Hindi, Kannada, Malayalam, Punjabi, Tamil, and Telugu.
Is there a fee for checking PF balance through SMS?
No, checking your PF balance through SMS is usually a free service provided by EPFO. There are no charges for using this facility.
How can I claim and get my PF amount on mobile?
You can initiate the process of claiming your PF amount by submitting the necessary documents and forms online through the EPFO's Unified Portal. After your claim is processed and approved, you will receive the amount in your registered bank account, which you can access via mobile banking.
How can I check my PF balance by a simple missed call?
You can check your PF balance by giving a missed call to the authorized phone number from your registered mobile number. The number for the missed call facility is 9966044425. However, before using this facility, you must ensure that the following requirements are fulfilled: Your mobile number must be activated with UAN at the Unified Portal Any one of the following KYC must be available against the UAN: Bank A/c Number, Aadhaar, or PAN
How can I check my PF balance by SMS without a UAN number?
Typically, the UAN number is required to check your PF balance by SMS. If you don't have a UAN or if your UAN is not linked, you need to complete the KYC process before sending the SMS to know the balance
Are there any security concerns with using SMS to access PF account information?
Using SMS to check your PF balance is generally safe as long as you follow the official procedures and use the designated EPFO number. Nevertheless, be cautious and avoid sharing sensitive information. Never respond to unsolicited SMS requests for your PF details, as they could be phishing attempts.
