Did you know that Ayushman Bharat Yojana is the largest health insurance scheme in the world? Through this scheme, quality health care is provided in India to the beneficiary family. What’s more, is that the benefit of this scheme is portable across the country
Overview:
The Prime Minister of our country, Narendra Modi, launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana in September 2018. The primary goal of launching Ayushman Bharat Yojana was to ensure that all citizens of the country have access to health care. Through this scheme, health insurance up to ₹ 500000 is provided by the government to the beneficiaries. Do note, however, that only hospitals providing inpatient services are empanelled under the Ayushman Bharat scheme.
Ayushman Bharat Yojana: Inclusions and Exclusions
Through the Ayushman Bharat Yojana, the government provides treatment across 1669 procedures and 26 different specialties. Cancer treatment is also provided under the scheme, in addition to chemotherapy, radiotherapy, and surgical oncology.
Additionally, thanks to the scheme the Government of India will provide benefits to all children who have lost their parents as a result of Covid-19. The PM Cares fund is being used to pay the premium for all such children.
Diseases Covered under Ayushman Bharat Scheme
- Coronary Artery Bypass Grafting
- Prostate Cancer
- Carotid Ngo Plastics
- Skull Base Surgery
- Double Valve Replacement
- Pulmonary Valve Replacement
- Anterior Spine Fixation
- Laryngopharyngectomy
- Tissue Expander
Diseases Excluded under Ayushman Bharat Scheme
- Drug Rehabilitation
- Opd
- Fertility Related Procedures
- Cosmetic Procedures
- Organ Transplant
- Personal Diagnosis
| Ayushman Bharat Yojana is also known as Jan Arogya Yojana. The Ministry of Health is in-charge of the running. |
Objectives of Prime Minister Ayushman Bharat Scheme
The objectives of the Prime Minister Ayushman Bharat Scheme are to:
- Provide affordable and accessible healthcare to all citizens of India, especially the poor and vulnerable.
- Reduce the financial burden of healthcare on families.
- Improve the quality of healthcare in India.
- Promote preventive healthcare and early detection of diseases.
| Ayushman Bharat Yojana is made available in almost all the states and union territories of India. However, this scheme is not operational in West Bengal, NCT of Delhi and Odisha. |
PM Ayushman Bharat Yojana 2024 Highlights
- The PM Ayushman Bharat Yojana was launched in September 2018.
- It is the largest health insurance scheme in the world, covering over 50 crore Indians.
- The scheme covers up to Rs. 5 lakh per family year for secondary and tertiary care hospitalisation.
- The scheme is cashless and portable across India.
Documents Required For Ayushman Card
The following documents are required to apply for an Ayushman Bharat card:
- Aadhaar card of all members of the family
- Ration card (if available)
- Income certificate (if available)
- Bank account details
- Mobile number
Ayushman Card Age Limit
There is no age limit for applying for an Ayushman Bharat card. However, the scheme is only available to Indian citizens.
How To Check Your Name In Pradhan Mantri Ayushman Yojana List?
You can check your name in the Pradhan Mantri Ayushman Yojana list by visiting the Ayushman Bharat website or calling the Ayushman Bharat customer care number (14555).
Ayushman Bharat Scheme Eligibility (ABY Eligibility for Rural Area)
To be eligible for the Ayushman Bharat Scheme in rural areas, you must:
- Be a citizen of India.
- Belonging to a socially and economically disadvantaged group.
- Be a beneficiary of any of the following government schemes:
- SECC-2011
- Rashtriya Swasthya Bima Yojana (RSBY)
- Pradhan Mantri Jan Dhan Yojana (PMJDY)
- Pradhan Mantri Ujjwala Yojana (PMUY)
- Antyodaya Anna Yojana (AAY)
Ayushman Bharat Scheme Eligibility / Eligibility Conditions for Urban Area
To be eligible for the Ayushman Bharat Scheme in urban areas, you must:
- Be a citizen of India.
- Belonging to a socially and economically disadvantaged group.
- Be a beneficiary of any of the following government schemes:
- SECC-2011
- Rashtriya Swasthya Bima Yojana (RSBY)
- Pradhan Mantri Jan Dhan Yojana (PMJDY)
- Pradhan Mantri Ujjwala Yojana (PMUY)
- Antyodaya Anna Yojana (AAY)
In addition, the following groups are also eligible for the Ayushman Bharat Scheme in urban areas:
- Unorganised workers
- Street vendors
- Beggars
- Rag-pickers
- Transgender persons
- Persons with disabilities
- Senior citizens
Suppose you are unsure whether you are eligible for the Ayushman Bharat Scheme. You can visit the Ayushman Bharat website or call the Ayushman Bharat customer care number (14555) for assistance.
Ayushman Bharat Yojana: How to Register?
- To begin, go to the Public Service Center (CSC) and submit a photocopy of all your original documents in order to apply for the Prime Minister Ayushman Bharat Scheme.
- After that, the agent from the Public Service Center (CSC) will ensure registration under the scheme and provide you with registration.
- After that, within 10 to 15 days, you will be given the Ayushman Bharat Golden Card by the Jan Seva Kendra. Your registration will then be complete.
Ayushman Bharat Yojana: How to Locate a Jan Aushadhi Kendra?
- First, you must visit the Ayushman Bharat Yojana’s official website.
- The home page will now appear in front of you.
- After that, you must select the menu option.
- You must now select the Jan Aushadhi Kendra option.
- Kendra Jan Aushadhi
- Then select the List of Jan Aushadhi Kendra option.
- When you select this option, a list of Jan Aushadhi Kendras will appear on your screen.
Ayushman Bharat Yojana: How to Lodge Your Grievance?
- First and foremost, you must visit the Ayushman Bharat Yojana’s official website. The home page will now appear in front of you.
- On the home page, select the tab from the menu bar. You must now click on the Grievance Portal link.
- When you click this link, a new portal will appear in front of you. You must click on the Register Your Grievance AB-PMJAY link.
- Now you may file a complaint as a new page with the grievance form will now appear in front of you.
- In this form, you must enter the following information:
- Grievance by
- Case type
- Enrollment information
- Beneficiary details
- Grievance detail
- Proof of incident by uploading files
- Now you have to tick the declaration.
After this, click on the submit button and your grievance will be registered.
Conclusion:
Beneficiaries who want to apply for registration under this scheme can get help from Vakilsearch experts and have the registration process handled on their behalf.
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FAQs
How are Ayushman cards made?
Ayushman cards are made by the National Health Authority (NHA), which is the central government agency responsible for the implementation of the Ayushman Bharat Scheme. The NHA issues Ayushman cards to eligible beneficiaries through its empanelled hospitals and Common Service Centers (CSCs).
How do I find my Ayushman card list name?
You can find your Ayushman card list name by visiting the Ayushman Bharat website or by calling the Ayushman Bharat customer care number (14555).
In which diseases Ayushman card is useful?
The Ayushman Bharat Scheme covers over 1,300 packages of secondary and tertiary care hospitalisation, including treatment for cancer, heart disease, kidney disease, and other major illnesses.
What is the Ayushman card and its benefits?
The Ayushman Bharat card is a health insurance card that provides cashless and portable coverage of up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalisation. The scheme also covers pre-hospitalisation and post-hospitalisation expenses for up to 15 days.
How much money is available on the Ayushman card?
The Ayushman Bharat Scheme provides coverage of up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalisation.
How can we take advantage of the Ayushman Bharat scheme?
To take advantage of the Ayushman Bharat Scheme, you must first check your eligibility on the Ayushman Bharat website or by calling the Ayushman Bharat customer care number (14555). If you are eligible, you can visit any empanelled hospital to avail of the benefits of the scheme.
How to make an Ayushman card without a name in the list?
If your name is not on the Ayushman Bharat list, you can still apply for an Ayushman card. However, you will need to provide additional documentation, such as an income certificate and proof of residence. You can submit your application to any empanelled hospital or CSC.
If the name is not there on the list, then how will the Ayushman card be made?
If your name is not on the Ayushman Bharat list, you can still apply for an Ayushman card by following the steps below:
● Visit any empanelled hospital or CSC.
● Fill out the Ayushman Bharat application form.
● Submit the required documents, including an income certificate and proof of residence.
● Your application will be processed by the NHA.
● If your application is approved, you will receive an Ayushman Bharat card.
How to add beneficiary in Ayushman Bharat?
To add a beneficiary to the Ayushman Bharat Scheme, you must first check the eligibility of the beneficiary on the Ayushman Bharat website or by calling the Ayushman Bharat customer care number (14555). If the beneficiary is eligible, you can visit any empanelled hospital or CSC to add the beneficiary to your Ayushman Bharat card. Please note that the information above is for general guidance purposes only. For more specific information, please visit the Ayushman Bharat website or call the Ayushman Bharat customer care number (14555).
