Benefit from the Punjab Pension Scheme 2024. Avail financial support for the elderly and needy citizens of Punjab. Know the eligibility criteria, documentation, enrolling process, and benefits.

In order to give elderly citizens, widows, those with disabilities, etc. financial security, the Punjabi government developed the Punjab Pension Scheme. Only citizens who are part of the economically underprivileged segment of society are eligible to benefit from this programme. To take advantage of this programme, one must submit an appropriate authority a properly completed application together with all necessary supporting documentation. The responsible authority will verify all of your documents when you submit the form. The beneficiary’s bank account will receive the pension payment following a successful verification. To get a pension, the beneficiary’s bank account must be connected to an Aadhar Card.

Department of Social Security, Women, and Child Development surveyed a total of 30.46 lakh beneficiaries, of whom 90,248 were found to be deceased. According to a statement from Baljit Kaur, the minister for social security, women’s issues, and child development, the government will save ₹13.53 crore per month, or ₹162.36 crore annually, by identifying the deceased recipients.

Types Of Punjab Pension Scheme

Old-age Pension

This scheme is exclusively for the senior citizens

Benefits	₹1500
Eligibility	Women of 58 years of age and above Men of 65 years of age and above. According to the tax department’s report, the applicant who owns no more than 2.5 acres of Nehri/Chahi land, no more than 5 acres of Barani land, or no more than 5 acres of land in a waterlogged area, is also qualified for a pension (Patwari).
Documents	Aadhaar Card Voter Card Birth certificate issued by Registrar of Birth
Where to apply	Sewa Kendra, Department Website
Total annual income bandwidth	Not above ₹60,000/

Financial Assistance to Widows and Destitute Women

In accordance with this programme, widows and poor women are provided with financial assistance

Benefits	₹1500
Eligibility	Women who are widows or destitute and under 58 years old Single women over 30 years old
Documents	Aadhaar Card Voter Card husband’s death certificate and self declaration.
Where to apply	Sewa Kendra, Department Website
Total annual income bandwidth	Not above ₹60,000/ including revenue from a business, rentals, or interest.

Financial Assistance to Dependent Children

This pension programme for dependent children has been introduced by the Punjab government.

Benefits	₹1500
Eligibility	Children below the age of 21 years, whose mother/father or both have passed away Parents are no longer able to care for the family due to health or mental illness.
Documents	Aadhaar Card Voter Card Age proof of children Supporting documents
Where to apply	Sewa Kendra, Anganwadi Centre, Department Website
Total annual income bandwidth	Not above ₹60,000/ including revenue from a business, rentals, or interest.

Financial Assistance to Persons with Disability

For people with impairments to be able to support themselves, this programme has been developed.

Benefits	₹1500
Eligibility	Blind, disabled, deaf, dumb, and mentally retarded people who are unable to support themselves are given financial aid. Less than a 50% impairment will exclude a disabled individual from receiving financial aid. People with mental disabilities, however, are qualified regardless of their handicap.
Documents	Aadhaar Card Voter Card Supporting documents Certificate of Disability from an SMO or Civil Surgeon (50%)
Where to apply	Sewa Kendra, Anganwadi Centre, Department Website
Total annual income bandwidth	Not above ₹60,000/ including revenue from a business, rentals, or interest.

Note: Within one month of receiving the application form, CDPO will conduct the verification; following that, DSSO will approve the pension.

Indira Gandhi National Old Age Pension Scheme

The Punjabi government started this programme to offer pensions to the province’s senior residents.

Benefits	The monthly pension rate is ₹200. (age 60-79 year) The monthly pension rate is ₹500 (age 80 and above year)
Eligibility	The minimum age to participate in IGNOAPS is 60 Persons belonging to Below Poverty Line (BPL) Persons who cover in Socio Economic Caste Census 2011 (SECC)
Documents	Aadhaar Card Voter Card Supporting documents
Where to apply	District Social Security Officer/ Online website

Indira Gandhi National Widow Pension Scheme

This pension programme will be available to all widows who fall into the under-poverty category.

Benefits	Rate of pension is ₹300/- per month (age 40-79 year) Rate of pension is ₹500/- per month (age 80 and above year)
Eligibility	persons belonging to Below Poverty Line (BPL) persons who cover in Socio Economic Caste Census 2011(SECC)
Documents	Aadhaar Card Voter Card Supporting documents
Where to apply	District Social Security Officer / online

Indira Gandhi National Disability Pension Scheme

This Indira Gandhi pension programme has been made available to people with disabilities of at least 80%.

Benefits	Rate of pension is ₹300/- per month (age 18-79 year) Rate of pension is ₹500/- per month (age 80 and above year)
Eligibility	A pensioner is 18 years and above and the person with a disability level has to be 80% Persons belonging to Below Poverty Line (BPL) Persons who cover in Socio Economic Caste Census 2011(SECC)
Documents	Aadhaar Card Voter Card Supporting documents
Where to apply	District Social Security Officer/Online

Financial Assistance to Acid Victims

For the benefit of women who have experienced an acid assault, this programme has been developed.

Benefits	₹8,000 per month
Eligibility	1. The victim of the acid assault must be a citizen of Punjab State 2. The District Social Security Officer must receive the application 3. A medical certificate properly obtained by the Civil Surgeon is required to support the application.
Documents	Medical Certificate Copy of FIR An attested copy of one document out of the voter list Electoral Photo Identity Card Aadhar card Passport Driving License Residence certificate Bank Account details.
Where to apply	District Social Security Officer / Official website

Key Highlights Of Punjab Pension Scheme 

Name Of The Scheme	Punjab Pension Scheme
Launched By	Government Of Punjab
Beneficiary	Citizens Of Punjab
Objective	To Provide Pension To The Needy Citizens
Official Website	Click Here
Year	2023
State	Punjab
Mode Of Application	Offline

Objective Of Punjab Pension Scheme

The Punjab Pension Scheme’s primary goal is to offer pensions to all of the state’s needy residents. Widows, disabled people, and elderly Punjabis are all given pensions under this programme. Because the Punjabi government is going to give its residents a pension, they are no longer forced to rely on others for their daily requirements. They can pay for their expenses using this pension. The recipients’ level of life will also be raised by this programme. The recipients’ financial situation will also improve as a result of the Punjab pension system.

Benefits And Features Of Punjab Pension Scheme

1. The Punjabi government has introduced the Punjab pension programme.
2. This programme has been introduced to give elderly people, widows, and those with disabilities financial security.
3. Only citizens from the economically underprivileged segment of society are eligible to benefit from this programme.
4. With the help of this programme, all residents who are in need can pay for their daily needs on their own.
5. If you want to take advantage of this programme, you must submit a properly completed application together with all necessary supporting documentation to the appropriate authority.
6. The responsible authorities will review all of your documents after you submit the form.
7. The beneficiary’s bank account will receive the pension payment following successful verification.
8. Pension recipients must link their beneficiary’s bank account to their Aadhar card in order to receive benefits.

Financial Assistance Provided Under Punjab Pension Scheme 

Name Of Scheme	Financial Assistance (Per Month)
Old age pension	₹750/-
Financial assistance to widows and destitute women	₹750/-
Financial assistance to dependent children	₹750/-
Financial assistance to persons with disability	₹750/-
Indira Gandhi National old age pension scheme	For age group 60-79 years- ₹200/- For age group 80 and above- ₹500/-
Indira Gandhi National widow pension scheme	For age group 40-79 years- ₹300/- For age group 80 and above- ₹500/-
Indira Gandhi National disability pension scheme	For age group 18 to 79 years- ₹300/- For age group 18 and above- ₹500/-
Financial assistance to acid victims	₹8000

Eligibility Criteria Of Punjab Pension Scheme 

Name Of Scheme	Eligibility
Old age pension	Male applicants must be 65 years of age or older and female applicants must be 58 years of age or older. According to the revenue department’s report, the applicant’s total yearly income should not exceed ₹60,000, which includes business, rental, and interest income. Applicants with up to 2.5 acres of land, up to 5 acres of barani land, or up to 5 acres of land flooded by water may also apply for this programme.
Financial assistance to widows and destitute women	The applicant’s age must be under 50 for widows and 30 for unmarried women. The applicant’s total annual income should be ₹60,000 or less (including business, rental, and interest income)
Financial assistance to dependent children	Only children under the age of 21 who have a deceased parent or parents who frequently leave the house or who have become physically or mentally unable to care for the family’s financial needs are eligible for this programme. The child’s age must be under 21, and the family’s total annual income, including business, rental, and interest income, must not exceed ₹60,000.
Financial assistance to persons with disability	Only those residents who have more than 50% disability will be able to take benefit of this scheme Mentally disabled people are also qualified to take benefit of this scheme Annual income of the applicant should not be more than ₹60000 including business, rental or interest income
Indira Gandhi National old-age pension scheme	The minimum age to pertain to under the scheme is 60 years only those pensioners who belong to below poverty line classification can apply under this scheme person encircled in socio-economic caste census 2011 can also obtain the advantage of this scheme
Indira Gandhi National widow pension scheme	Minimum age to use under the scheme 40 years those persons who are encircled in socio-economic caste census 2011 can take the benefit of this scheme applicant should belong to below poverty line category
Indira Gandhi National disability pension scheme	The applicant must fall under the socio economic caste census’ 2011 definition of ‘below the poverty line’ They may also apply through this programme. The minimum age to apply for the programme is 18 years old, and applicants must have a disability level of at least 80%. Citizens may apply for this programme as well.
Financial assistance to acid victims	The victim of the acid attack must reside in Punjab. A medical certificate obtained by a civil surgeon must be included with the application that the applicant submits to the district social security officer.

Required Documents To Apply Under Punjab Pension Scheme

Name Of Scheme	Documents Required
Old-age pension	Aadhar card or voter ID card or voter list or matriculation certificate or a birth certificate issued by registrar of birth and death department every proof regarding age
Financial assistance to widows and destitute women	Death certificate of husband Self-declaration Aadhar card or voter ID card or voter list or matriculation certificate or a birth certificate issued by registrar of birth and death department every proof regarding age
Financial assistance to dependent children	Aadhar card or voter ID card or voter list or matriculation certificate or a birth certificate issued by registrar of birth and death department every proof regarding age Age proof of children
Financial assistance to persons with disability	SMO/civil surgeon certificate of disability Aadhar card or voter ID card or voter list or matriculation certificate or a birth certificate issued by registrar of birth and death department every proof regarding age
Indira Gandhi National old-age pension scheme	Aadhar card or voter ID card or voter list or matriculation certificate or a birth certificate issued by registrar of birth and death department every proof regarding age
Indira Gandhi National widow pension scheme	Aadhar card or voter ID card or voter list or matriculation certificate or a birth certificate issued by registrar of birth and death department every proof regarding age
Financial assistance to acid victims	Medical certificate Copy of FIR Bank account details Attested copy of voter list or electoral photo identity card or Aadhar card or passport or driving licence or residence certificate
Indira Gandhi National disability pension scheme	Aadhar card or voter ID card or voter list or matriculation certificate or a birth certificate issued by registrar of birth and death department every proof regarding age

Procedure To Apply Under Punjab Pension Scheme

• Step 1: Download the provided form and take a print out to fill required details
• Step 2: attach important documents and submit them to the authority
• Step 3: You can apply for a pension under the Punjab pension programme by completing this process.

Procedure To Apply Under Old Age Pension Scheme

• Step 1: Download the Punjab Pension Plan form and get a print out
• Step 2: Feed required details and file important documents along with the form
• Step 3: Submit it to the authority to apply for the old-age pension system.

Procedure To View Contact Details

• Step 1: Visit the Punjab government of India’s official website
• Step 2: Before you, the home page will load
• Step 3: Click on the homepage
• Step 4: Select view Contact Information

Conclusion

The Punjab Women Pension Scheme is a government-funded program in the state of Punjab, India, that provides financial assistance to women who are in need. It aims to provide a regular source of income to widows, deserted women, and women who are divorced or separated from their husbands. The scheme is intended to provide financial support to women and help them lead a life of dignity. It is a positive step towards empowering and uplifting the socio-economic status of women who are facing difficulties in their lives. You can get in touch with Vakilsearch to resolve all your doubts. Book a slot with our Subject matter business consulting experts and kickstart the process easily.

FAQs

Who is Eligible for Pension in Punjab?

In accordance with the plan, pensions are given to men and women who are 65 years of age or older. The total annual revenue, including business, rental, and interest income, shall not exceed ₹60,000.

How much does the Punjabi pension cost?

The pension will be paid out at a rate equal to 50% of the last pay received, whichever is higher.

How much does Punjab's senior citizen pension cost?

The pension for those between 60 and 79 years of age is ₹200 per month. The eligibility age for IGNOAPS is 60 years. The pension is ₹500 per month for those who are 80 years of age or above.

How many years is a basic pension?

When you reach State Pension age, you are eligible to receive the basic State Pension as soon as possible. You require a total of 30 qualifying years of National Insurance contributions or credits in order to get the full basic State Pension. You were either working and paying National Insurance, or you weren't.

What is the new pension plan for government workers?

The Central Recordkeeping Agency (CRA) creates and maintains a specific Permanent Retirement Account Number (PRAN) for each subscriber under the NPS. The two account categories that NPS offers are Tier-I and Tier-II. The pension account with limited withdrawals is known as a Tier-I account.

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