The local sub-office, the registrar's under whose jurisdiction the property is located, issues the Encumbrance Certificate. The Certificate contains information on any sale, gift, or loan agreement involving the property for a specific time period. The duration will be determined by the party requesting the Encumbrance Certificate. Get the information about encumbrance certificates from this article.
A lot of preparation goes into buying a home, especially when it comes to checking all the necessary paperwork. If you want to purchase one, you need to be aware of one of the most important records, the Andhra Pradesh encumbrance certificate.
What is EC?
A legal document known as an Encumbrance Certificate (EC) demonstrates that your property is free of all debts, both financial and legal. A certificate of encumbrance serves as proof of ownership or a free title. It formally establishes that a property has a clear title and can be sold with no outstanding legal disputes or claims. Different states have different procedures for obtaining an Encumbrance certificate. Get all the details on Land Registration Process Online!
Importance of The Encumbrance Certificate
The following points illustrate the importance of an EC:
- Customers should look for any encumbrances because purchasing a home requires significant financial investment and because they could pass them along with the property owner.
- A buyer is given assurance that a property does not currently have any financial or non-financial liabilities, such as liens, unpaid loans, and leases, by obtaining an “Encumbrance Certificate” for it.
- Customers should obtain the document since it is also given at the time of loan against property and home loan applications in order to secure the legal name of the property as well as to ensure that the buyer is qualified for the loan.
- The following scenarios are likely to necessitate the Encumbrance Certificate
- The documents are submitted to complete the property mutation (Khata Registration, Khata Transfer, and Patta).
- The Village/Panchayat Officer receives the certificates to replace the land tax records if the required property or land tax is not paid for more than three years.
- To withdraw PF for purchase, construction, or real estate
Processing fee
An Encumbrance Certificate is issued only after collecting all the necessary information. If the property is less than or equal to 30 years, the fee would be Rs 200. If it is more than 30 years, the fee would be ₹500.
How long does it take?
An encumbrance certificate in Andhra Pradesh can be obtained within a day’s time. You can make Sale deed Online for any of your Property Sale.
What is Encumbrance Search?
Andhra Pradesh Registration Department has facilitated online services for homebuyers to search the EC before proceeding with the property transaction. However, this service of searching online for encumbrance certificates is only available for transactions that have been effectuated after January 1, 1983. If you want the EC prior to the said date then you can approach the authorities at the SRO office.
You can search on:
Using Document Number
You need to select the document number from the drop-down menu, the year of registration, and enter the registered SRO: https://registration.telangana.gov.in/knowYourSro.htm. Then, enter the captcha shown and hit the Submit button.
Using Memo Number
Alternatively, select the memo number from the drop-down, the year of registration, and enter the registered SRO. Enter the captcha and click on the submit tab.
Note: If you do not have the document number or the memo number, you can select the None option. Once you make the said selection, you will be redirected to a new page where you needs to provide the following details in order to search:
- Name of the District
- Name of the property
- Details of building/land/property/site/agricultural land
- Boundary details of the property.
After entering the above-mentioned details, enter the captcha being reflected and click on the Submit tab.
Details in Encumbrance Certificate
An Encumbrance Certificate (EC) is a document that confirms that a property is free from monetary and legal dues and acts as proof of complete ownership. The following details are included in an encumbrance certificate in Andhra Pradesh:
- Details of the property
- Details of the owner
- Details of the encumbrances, if any
Applying for Encumbrance through IGRS – Online
An encumbrance certificate in Andhra Pradesh can be obtained online through the IGRS website. The process for obtaining an EC online through the IGRS website is as follows:
- Go to the Andhra Pradesh Registration and Stamp Department official webpage.
- Select the Online EC option from the homepage
- The page will redirect to the next page
- Select the district and SRO from the dropdown list
- Enter the document number, year of registration, and captcha code
- Click on the search button
- Verify the details of the property
- Click on the next button
- Select the certificate option from the next page, and a link to download the certificate will appear before you.
Procedure for Applying for Encumbrance Certificate Through the MeeSeva Portal
- Visit the nearest Meeseva franchise and submit an application for the same in the required format for obtaining a MeeSeva Certificate.
- You need to provide the details of the document, the year of registration and the name of the SRO. Also, mention your preferred mode of delivery of the e-Encumbrance Certificate.
- Pay the applicable fee to the MeeSeva operator for processing the encumbrance application.
- The request for an encumbrance certificate, however, made, will be processed online through the AP Registration Department portal. An Encumbrance Certificate application status will be updated through SMS on the registered mobile number.
- Once your request is approved by SRO, your EC will be dispatched through courier from the franchisee to your address if the Delivery Type is Speed Post Local/ Non-Local. However, if you have chosen the manual mode of delivery, you must collect the certificate from the MeeSeva franchise, from where the application was sought and submitted.
Conclusion:
If you’re looking to purchase a home in Andra Pradesh, you’ve probably heard of the “Encumbrance Certificate (EC)”. Make sure to include an Encumbrance Certificate for the specific property when gathering all the necessary paperwork for the significant purchase.
There are legal experts in India who help you to take through the process, Vakilsearch will be such a good option to gather for help. They are India’s number one legal service provider who will help you to register any legal registration in a hassle-free way!
FAQ
How can I get encumbrance certificate in Andhra Pradesh?
You can apply for an encumbrance certificate in Andhra Pradesh through the MeeSeva portal or by visiting the Sub-Registrar's office. You will need to provide details such as the property address, survey number, and the period for which you require the certificate.
How to download the AP EC online?
You can download the AP EC online by visiting the MeeSeva portal and selecting the Encumbrance Certificate option. You will need to provide the required details and pay the application fee to download the certificate.
What is the cost of EC certificate in AP?
The cost of an EC certificate in Andhra Pradesh varies depending on the period for which you require the certificate. As of March 2022, the application fee for a certificate for a period of up to 30 years is Rs. 200.
How do I check my land details in AP?
You can check your land details in Andhra Pradesh by visiting the MeeBhoomi portal and entering your land details such as survey number, Aadhaar number, or account number.
What is the app to check land records in Andhra Pradesh?
The app to check land records in Andhra Pradesh is called MeeBhoomi and is available for download on the Google Play Store.
What is my land registration ID in AP?
Your land registration ID in Andhra Pradesh is a unique identification number assigned to your property at the time of registration. You can find this number on your property registration documents.
How long is EC certificate valid?
An EC certificate is valid for the period for which it is issued.
What is the processing fee for EC?
The processing fee for an EC certificate in Andhra Pradesh varies depending on the period for which you require the certificate. As of 2023, the application fee for a certificate for a period of up to 30 years is Rs. 200.
What is the value of registration in AP?
The value of registration in Andhra Pradesh is the market value of the property at the time of registration. This value is used to calculate the stamp duty and registration fee payable at the time of registration.
How do I check my AP prohibited properties?
You can check the list of prohibited properties in Andhra Pradesh by visiting the MeeBhoomi portal and selecting the Prohibited Properties option. You will need to enter the details of the property to check if it is prohibited or not
