To update your family details in ESIC registration, you can contact your employer, who can make the necessary changes; you can also rely on VakilSearch to fulfil all your legal needs.
Only the company will be able to update, revise, or change family information; therefore, anytime ESIC members desire to do so, they must get in touch with their employer, who will then change the information in their company’s ESIC Employer Login. The process of developing or modifying the family information of an ESIC representative is relatively simple, and employers can finish it in a couple of minutes. If you are a worker and would like to change your family information in your ESIC Registration, you must speak with your employers. Companies can update or change family information in the ESIC Registration Portal on the Internet by following the simple instructions provided in this blog. Know how to update family details in ESIC Registration with ESIC Employer Login
What is ESIC Registration?
According to the ESI Act of 1948, businesses with 10 or more employees who get up to ₹15,000 in monthly salaries must register for ESIC.
As of right now, all other Indian States and Union Territories—with the exception of Manipur, Sikkim, Arunachal Pradesh, and Mizoram—must adhere to the ESI Act, 1948. With over 6.66 lakh employers registered with the ESIC as of 31.3.2013, more than 1.65 crore employees are now covered by ESIC benefits.
What is the Contribution of ESIC? – ESIC Employer Login
A self-financing health insurance programme is the ESI Scheme. As a result, a predetermined percentage of wages from both employees and employers will be used to support the scheme’s benefits.
Currently, covered employers and covered employees each contribute 4.75 percent of the wages paid to employees toward the ESIC. Covered employees currently contribute 1.75 percent of their wages. Employees making up to Rs. 100 per day are exempt from contributing their fair share.
Employers are responsible for covering the entire ESIC contribution (employer and employee portions) for each employee. Within 21 days of the final day of the calendar month in which the contributions are due, deductions must be made from the employee’s wage bill at the stipulated rate and submitted with the ESIC.
State Bank of India and other banks’ branches have been designated by ESIC as locations to receive deposits for ESIC contributions.
ESIC Benefits:-
A variety of medical and illness benefits are available to employees who are enrolled with the ESIC under the program. The six categories listed below represent the main benefit categories offered by the ESIC Scheme:
- Health Benefit: Employees registered under the ESIC plan are eligible to receive a sick benefit at a rate of 70% of salaries during periods of certified sickness lasting up to 91 days per year. The ESIC employee must have paid into the system for 78 days within a 6-month contribution period in order to be eligible for sickness benefits. For some employees under the plan who meet specific requirements, enhanced and extended illness benefits are also available.
- Healthcare Benefit: The ESIC Registration provides the employees and their families with full medical care starting on the first day. The cost of an insured person’s or his or her family member’s treatment is not capped. On payment of a nominal annual premium of ₹120, it also provides medical treatment to elderly and permanently disabled covered persons and their spouses.
- Maternity Benefit: Maternity benefits for confinement or pregnancy are paid for three months, although they can be extended by an additional month on a doctor’s recommendation. These benefits are paid at the rate of the full wage, subject to contribution for the previous year’s 70 days.
- Disability Benefit: As long as the disability persists, ESIC-covered employees are eligible for a temporary disablement benefit at a rate of 90 percent of salaries. Depending on how much one’s earning ability has been lost, as determined by a medical board, a permanent disablement benefit (PDB) is granted at the rate of 90 percent of wages in the form of a monthly payment.
- Medical: The scheme provides insured individuals with coverage for medical expenses through affordable and reasonable healthcare facilities, starting from the first day of employment. This extensive network offers outpatient and inpatient services, including medicines, diagnostics, specialist consultations, and hospitalisation, all free of cost for registered ESIS members.
- Disability: For temporary disablement, workers are eligible for 90% of their monthly wages until they recover. In the case of permanent disability, they can receive 90% of their monthly wages for life. The scheme provides steady income during periods of impairment, preventing financial distress. Rehabilitation allowances and aids are also offered to help individuals resume work. These benefits offer comprehensive protection for the insured and their families.
- Sickness: During medical leave, the scheme provides cash benefits for up to 91 days at 70% of the daily wage, which can be availed in two consecutive periods. This ensures that workers have financial support during their recovery.
- Unemployment: In the event of involuntary unemployment or permanent invalidity due to injury, the scheme offers up to 50% of the average monthly wage for 24 months. This support helps individuals manage their expenses during periods of unemployment.
- Dependents: The scheme provides financial assistance to dependents in case of the insured’s illness or injury at work. Dependents receive monthly payments, equally distributed among surviving dependents. This support helps families manage household expenses and prevents financial hardships. In case of the insured person’s death during treatment, ESIS also provides medical care and rehabilitation benefits for dependents.
- Coverage: Workers and their dependents are covered from the first day of employment. The scheme is mandatory for establishments with 10 or more employees, aiming to protect formal sector workers. Individuals can also enrol voluntarily by paying nominal contributions. The coverage is portable, allowing benefits to continue when switching jobs, and lasts lifelong post-retirement.
- Confinement Costs: If confinement occurs in a location without required medical care, the insured or dependents can avail of confinement costs. This benefit is crucial in remote areas, providing funds for quality ante-natal treatment without delays. It covers ancillary expenses to secure the health of pregnant women and newborns.
How to Update Family Details in the ESIC Portal? – ESIC Employer Login
Here are the steps to edit or update family details in the ESIC registration portal online.
- Step 1: To access the ESIC Employer Login portal for your company, log in using your registered username and password.
- Step 2: Click “Update particulars of insured person” from the employee section on the ESIC site’s web page.
- Step 3: Now, click on the search bar and enter the IP address or numerical address of the insured. The name of the employee will then be displayed. Out of the drop-down list, choose Edit.
- Step 4: By selecting the “Family Details” tab, you can modify the worker’s family information. You also have the choice to change information that has already been modified.
- Step 5: After you approve and press the “submit” on the declaration, ESIC will progress to add any members of the family to the register.
- Step 6: The insured person should remove any members of the family they no longer want to be covered from the registry of their current family members.
- Step 7: After completing the updating procedure on the ESIC Website, the company will replace the existing ESIC Pehchan card with the new card having updated credentials.
With the updated Pehchan card, insured individuals and their families can use ESI Registration facilities for primary healthcare.
Is ESIC Registration Necessary for Employers? – ESIC Employer Login
Yes, Firms must register with the ESIC and pay into the Employees’ State Insurance Program if they hire more than ten people(twenty in some cases) and their monthly wages are less than Rs. 21,000 (ESI).
What is the Advantage of ESI Registration for Employees?
The ESIC provides benefits to employees who are unable to work. Workers receive financial assistance to compensate for the lost income when they are unable to work due to pregnancy, illness, or an accident experienced at work. The ESI insurance also contains the worker’s family’s healthcare bills.
What is the advantage of ESI Registration for Employers?
Through ESIC Registration, firms may adhere to Indian policies and guidelines. Employers could use ESIC Registration to find the best candidates for their company. It may be offered as a benefit to attract and keep employees for your company.
Common Challenges and Solutions on Updating Family Details in ESIC
Updating family details in ESIC registration is typically straightforward, but some common challenges might arise. Here are these challenges along with their corresponding solutions:
Document Rejection
- Challenge: Documents may be rejected due to illegibility or incompleteness
- Solution: Ensure all documents are clear, readable, and complete. Double-check requirements and provide all necessary information
Technical Glitches
- Challenge: Users may face technical issues on the ESIC portal
- Solution: Try using a different browser, clearing cache and cookies, or accessing the portal during non-peak hours. If issues persist, contact the ESIC helpline for technical support.
Approval Delays
- Challenge: The approval process may take longer than expected
- Solution: Patience is key. However, if the delay is significant, follow up with the local ESIC office to inquire about the status and potential reasons for the delay
Data Mismatch
- Challenge: Mismatch in data may lead to rejection
- Solution: Double-check all entered information for accuracy. Ensure that names, dates of birth, and other details match the supporting documents
Incomplete Information
- Challenge: Missing or incomplete information may result in rejection
- Solution: Fill out all required fields completely. Review the application before submission to ensure nothing is overlooked
Communication Issues
- Challenge: Lack of communication on the application status
- Solution: Regularly check the application status on the ESIC portal. If there’s a communication lapse, consider reaching out to the local ESIC office for updates.
Difficulty Uploading Documents
- Challenge: Users may face challenges while uploading supporting documents.
- Solution: Ensure documents are in the prescribed format and within the size limits specified by the portal. If difficulties persist, try using different file formats or compressing files.
Change in Family Composition
- Challenge: Changes in family structure (e.g., marriage, childbirth) may not reflect accurately.
- Solution: Update family details in ESIC registration promptly when such changes occur. Follow the same process outlined in the step-by-step guide.
Confusion Regarding Categories
- Challenge: Users may be unsure about the correct category for certain family members.
- Solution: Refer to the guidelines provided on the ESIC portal or seek assistance from the local ESIC office to determine the appropriate category for each family member.
Security Concerns
- Challenge: Concerns about the security of personal information.
- Solution: Ensure you are using a secure and private network when accessing the ESIC portal. Understand the portal’s security measures and only provide information on official, secure platforms.
Conclusion
With the help of this post, you can remove, add, modify, edit, or update family details in ESIC registration.
However, if you need any assistance with the registration process in ESI, you can consult Vakilsearch and have your family members’ information edited quickly and with ease!
