In this article we shall discuss the Bihar Fasal Bima Yojana introduced by the government of Bihar to help farmers whose crop yield has not been up to the mark due to natural reasons.
Agriculture is a very delicate vocation. No matter how good your farming techniques are, how advanced your farming equipment is, and how fertile your soil is. If there is any disturbance in the natural cycle of seasons, the crop will fail, causing heavy losses to the farmer regarding seeds, fertilisers and revenue. With this in mind, the Bihar Government has introduced the Fasal Bima Yojana to insure the crops against natural disasters and unseasonal conditions. In this article, we shall look at this scheme to understand its benefits and various other aspects.
Table of Contents
Features And Objectives
Bihar Fasal Bima Yojana has been started in Bihar to protect the crops of the farming farmers from natural calamities like floods, drought etc. Under this scheme, if there is any damage to the farmers’ farming due to any natural calamity, then financial assistance will be provided to them. Under the Bihar State Crop Assistance Scheme, ₹ 7500 per hectare will be provided for the loss of up to 20% in the actual production of the farmers’ crop, and if the loss exceeds 20%, ₹ 10000 per hectare will be provided. Under this scheme, The amount given will be directly transferred to the farmer’s bank account.
Under Bihar Rajya Fasal Sahayata Yojana 2023, lakhs of farmers who are facing the loss of crops due to weather should be benefited and make farmers self-reliant and empowered. To fulfil this objective, the state government has started this scheme. Let us look at some of its salient features:
- Bihar Fasal Bima Yojana has been started by the Government of Bihar for the farmers of Bihar.
- Through this scheme, farmers are provided with the benefit of crop insurance.
- If the crop is ruined due to any natural calamity like flood, drought etc., then the farmers are provided financial assistance through this scheme.
- Through this scheme, ₹ 7500 per hectare is provided to the farmers for a loss of up to 20%.
- ₹10000 per hectare is provided for crop loss of more than 20%.
- If you cultivate paddy, maise, soybean, etc., you should complete the online application as soon as possible.
- Under the Bihar State Crop Assistance Scheme 2023, the government will provide an amount of Rs 7500 per hectare if there is a loss of up to 20% in the actual yield rate of the crops farmers of the state.
- In case of a loss of more than 20% in the actual yield rate to the crops of the farmers of Bihar state, an amount of up to Rs.10,000 per hectare will be provided.
Types Of Crops Covered Under The Scheme
The following crops are covered under the Bihar Fasal Bima Yojana.
- Wheat and Maize have been done at the Panchayat level in 38 districts of the state. Apart from this, gram, masoor, arhar, mustard, mustard, sugarcane, onion and potato have been notified at the district level.
- If the gram crop is damaged, then 17 districts of the state will be compensated; if there is a loss on the lentils crop, then 35 districts will be compensated,
- Twenty-two districts will be compensated for the loss of the pigeon pea crop, 16 districts will be compensated for the loss of the sugarcane crop, all districts of the state will be compensated for mustard and mustard crops, loss of onion crop, 14 districts will be compensated, and if there is loss on the potato crop, 15 districts will be compensated.
- Under the Bihar State Crop Assistance Scheme, if the loss is less than 20%, the compensation rate is Rs 7500 per hectare. Each farmer can take advantage of this scheme for a maximum of 2 hectares. If the loss is more than 20%, then compensation is given at the rate of ₹ 10000 per hectare. (amazon pharmacy modafinil)
Eligibility And Documents Necessary For Application
The beneficiary making the application should be a permanent resident of the state of Bihar.
Only those farmers can apply under Bihar Fasal Bima Yojana whose crops have been destroyed due to natural calamities and weather. Eligible applicants under this scheme will have to furnish the following documents at the time of application.
- Aadhar card
- Identity card
- Bank passbook
- Farmland papers
- Mobile number
- Passport size photo
- Self-attested copy of the following documents for the Bihar State Crop Assistance Scheme
- Land ownership certificate & Self-declaration certificate for a tenant farmer
Self Declaration Certificate For Non-Tenant Farmer
Also, the following prerequisites are required for the online application under this scheme:
- Photograph (should be less than 50 KB)
- Identity Card (recognised by the Election Commission of India) must be less than 400KB and should be in PDF format.
- Copy of the first page of the bank passbook (should be less than 400KB and should be in (PDF) form
- Residential Certificate (should be less than 400KB and should be in (PDF) format)
How To Apply Online?
Beneficiaries who want to apply online under Bihar Fasal Bima Yojana, those beneficiaries can apply in the way given below and can take advantage of this scheme.
- First of all, the applicant has to go to the official website of the Bihar State Crop Assistance Scheme.
- After this, a registration option will appear in front of you, and you will have to click on it. After clicking on the option, a new page will open in front of you.
- Then after opening a new page on the computer screen, you will see the option of whether you have an Aadhaar or not. If you have Aadhaar, then click on the option of yes.
- Bihar Fasal Sahayata Yojana Application Form
- After clicking on the yes option of the Aadhaar card, the next page will open; on that page, you will be asked for the Aadhaar number.
- Then fill in your Aadhaar number and submit your name. In this way, your application will be made under the scheme.
Conclusion
As they say, certain calamities are man-made, and certain calamities are an act of god. The man-made ones can be corrected and avoided in the future. However, when it comes to an act of god, all we can do is stand by each other and help those affected by such a calamity. This particular scheme hopes to achieve the same by helping those farmers affected by natural reasons and breakages in the seasonal cycle. The government now plans to expand the scope of the scheme and include more grains in its purview to ensure that no farmer has to suffer for no fault of his own.
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