It is important to keep track of your contributions and the status of your NPS account. The steps to check the contribution status of your National Pension Scheme are explained here.
Introduction
National Pension Scheme (NPS) is a long-term savings plan introduced by the Indian government for the purpose of ensuring a secure financial future for its citizens. It is an effort to help individuals build a retirement corpus and meet their financial needs post-retirement. NPS is a voluntary scheme, meaning that individuals can choose to enroll in it or not. However, it is a cost-effective investment option that can help individuals build a substantial corpus over time.
One of the most essential things that individuals must keep in mind when enrolled in NPS is to keep track of their contributions. This is because contributions are the backbone of NPS and are necessary to build a substantial corpus over time. Hence, individuals must check their National Pension Scheme contribution status regularly.
What is NPS Contribution Status?
NPS Contribution Status refers to the record of the contributions made by an individual towards his/her National Pension Scheme (NPS) account. This status indicates the current state of an individual’s NPS account and reflects the amount of money contributed by the individual towards their retirement savings. It is important to regularly check the NPS Contribution Status to ensure that contributions are up-to-date and to track the growth of the retirement corpus. The NPS Contribution Status can be checked online, through SMS, or by contacting NPS customer care. And also get Calculation By using NPS Calculator
NPS Contribution Status refers to the information related to the contributions made by a subscriber to their National Pension System (NPS) account. It includes details such as the amount contributed, the date of contribution, the type of account (Tier-I or Tier-II), and the status of the contribution (whether it is successful or failed). NPS Contribution Status can be checked by the subscriber through various channels such as the NPS website, the mobile app, or by contacting the Point of Presence (PoP) or NPS Trust.
Use our NPS calculator for precise and easy pension scheme calculations.
How to Check National Pension Scheme Contribution Status?
There are several ways to check National Pension Scheme contribution status, including the following:
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Online Method
The easiest and most convenient method to check NPS contribution status is online. Here are the steps to follow:
Step 1: Visit the NPS Trust Website (https://www.npscra.nsdl.co.in/)
Step 2: Click on the ‘Subscriber Login’ tab
Step 3: Enter your PRAN (Permanent Retirement Account Number) and date of birth
Step 4: Once logged in, you can access your NPS account information, including your contribution status
Step 5: Check the contribution status and ensure that it is up-to-date.
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Through SMS
Another method to check NPS contribution status is through SMS. Here are the steps to follow:
Step 1: Type ‘NPS’ followed by your PRAN number
Step 2: Send the SMS to 7738299899
Step 3: Within a few minutes, you will receive an SMS from NPS containing your contribution status.
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Through Customer Care
If you are facing difficulties checking your NPS contribution status online, you can contact the NPS customer care for assistance. Here are the steps to follow:
Step 1: Call the NPS customer care number 1800-22-80-50
Step 2: Provide your PRAN number and other relevant details
Step 3: The customer care executive will assist you in checking your NPS contribution status.
Important Points to Keep in Mind:
- Regular Contribution: It is important to contribute to NPS regularly in order to build a substantial corpus over time. Contributions can be made through various modes, including online and offline.
- PRAN Number: PRAN number is a unique identifier assigned to each NPS subscriber. It is important to keep this number handy while checking the contribution status.
- Incomplete Contributions: In case of incomplete contributions, the account will be blocked, and individuals will not be able to access their NPS account. Hence, it is important to check the contribution status regularly and ensure that it is up-to-date.
- Updation of Bank Details: If you have changed your bank details, it is important to update the same in your NPS account. This is because contributions are made through the registered bank account.
- Statement of Transactions: Individuals can also request for a statement of transactions that contains details of their contributions and other activities in their NPS account.
Important Points to Remember While Checking NPS Contribution Status
- The National Pension Scheme (NPS) is a government-backed pension scheme that provides financial security in old age.
- You must register with the NPS portal to check your NPS contribution status
- Once registered, you can log in to the NPS portal using your PRAN number and password.
- In the NPS portal, you can view your contribution statement, subscriber details and investment portfolio
- If you encounter any difficulties in checking your NPS contribution status, contact the NPS helpdesk for assistance.
Conclusion
Checking your National Pension Scheme contribution status is a simple process that can be done online through the NPS portal. By keeping track of your contributions and investment portfolio, you can ensure that your NPS account is on track to provide financial security in your old age. If you encounter any difficulties in checking your NPS contribution status, feel free to contact the NPS helpdesk for assistance.
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