Bank holidays are public holidays that are recognized by the government and financial institutions. These holidays typically include important national and religious observances, such as Christmas, New Year's Day, and Easter. During bank holidays, most banks, government offices, and businesses are closed, and public transport services may be limited. Bank holidays are an important time for people to relax, spend time with family and friends, and celebrate important occasions.
In accordance with the Reserve Bank of India’s calendar, all private and public banks will remain closed on national and government holidays. The Government bank holidays in India are classified as State and Central Government holidays. The Negotiable Instruments Act, which was passed in 1881, also provides for real-time gross settlement holidays and off days for banks closing accounts.
List of Bank Holidays in India 2024
Date |
Day |
Holiday |
States/Union Territories |
| 1 January | Monday | New Year | Arunachal Pradesh, Manipur, Meghalaya, Mizoram, Nagaland, Rajasthan, Sikkim, and Tamil Nadu |
| 2 January | Tuesday | New Year Leave | Mizoram |
| 2 January | Tuesday | Mannan Jayanti | Kerala |
| 11 January | Thursday | Missionary Divas | Mizoram |
| 12 January | Friday | Swami Vivekananda Jayanti | West Bengal |
| 15 January | Monday | Magh Bihu | Assam |
| 15 January | Monday | Makar Sankranti | Gujarat, Karnataka, Sikkim, and Telangana |
| 15 January | Monday | Pongal | Andhra Pradesh, Arunachal Pradesh, Puddichury, and Tamil Nadu |
| 16 January | Tuesday | Kanuma Festival | Andhra Pradesh |
| 16 January | Tuesday | Thiruvalluvar Day | Tamil Nadu |
| 17 January | Wednesday | Guru Gobind Singh Jayanti | Chandigarh, Haryana, Jammu & Kashmir, Odisha, Punjab, and Rajasthan |
| 17 January | Wednesday | Uzhavar Thirunal | Pudichury and Tamil Nadu |
| 23 January | Tuesday | Netaji Subhash Chandra Bose Birth Anniversary | Jharkhand, Odisha, Tripura, and West Bengal |
| 23 January | Tuesday | Gaan-Nagai | Manipur |
| 25 January | Thursday | Hazrat Ali Jayanti | Uttar Pradesh |
| 25 January | Thursday | Statehood Day | Himachal Pradesh |
| 26 January | Friday | Republic Day | National Holiday |
| 10 February | Saturday | Losar | Sikkim |
| 10 February | Saturday | Soman Losar | Sikkim |
| 14 February | Wednesday | Vasant Panchami | Haryana, Odisha, Tripura, and West Bengal |
| 15 February | Thursday | Louis Ngai Ni | Manipur |
| 19 February | Monday | Shivaji Jayanti | Maharashtra |
| 20 February | Tuesday | Statehood Day | Arunachal Pradesh and Mizoram |
| 24 February | Saturday | Guru Ravidas Jayanti | Himachal Pradesh, Haryana, Madhya Pradesh, and Punjab |
| 5 March | Tuesday | Panchayati Raj Day | Odisha |
| 8 March | Friday | Mahashivratri | National Holiday -Leaving Andhra Pradesh, Bihar, Delhi, Goa. Assam, Lakshyadip, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim, Puddichury, Tamil Nadu, and West Bengal |
| 22 March | Friday | Bihar Day | Bihar |
| 23 March | Saturday | Martyrdom Day of Bhagat Singh | Haryana |
| 25 March | Monday | Holi | All States Except Karnataka, Kerala, Lashyadip, Manipur, Pudichury, Tamil Nadu, and West Bengal |
| 25 March | Monday | Dol Purnima | West Bengal |
| 25 March | Monday | Spring Festival of Manipur | Manipur |
| 26 March | Tuesday | Manipur’s Spring Festival Day 2 | Manipur |
| 29 March | Friday | Good Friday | All States Leaving Haryana Jammu & Kashmir |
| 30 March | Saturday | Holy Saturday | Nagaland |
| 31 March | Sunday | Easter Sunday | Kerala and Nagaland |
| 1 April | Monday | Odhisa Day | Odisha |
| 5 April | Friday | Babu Jagjivan Ram Jayanti | Andhra Pradesh and Telangana |
| 5 April | Friday | Jumatul Vida | Jammu Kashmir |
| 7 April | Sunday | Shab-e-Barat | Jammu Kashmir |
| 9 April | Tuesday | Gudi Padwa Festival | Maharashtra and Madhya Pradesh |
| 9 April | Tuesday | Telugu New Year | Tamil Nadu |
| 9 April | Tuesday | Ugadi | Andhra Pradesh, Daman and Diu, Dadra and Nagar Haveli, Goa. Gujarat, Jammu Kashmir, Karnataka, Rajasthan, and Telangana |
| 10 April | Wednesday | Eid-ul-Fitr | National Holiday |
| 11 April | Thursday | Eid al-Fitr Holidays | Telangana |
| 11 April | Thursday | Sarhul | Jharkhand |
| 13 April | Saturday | Bihu Festival Holidays | Assam |
| 13 April | Saturday | Maha Vishuba Sankranti | Odisha |
| 13 April | Saturday | Vaishakh | Jammu Kashmir and Punjab |
| 14 April | Sunday | Bengali New Year | Tripura and West Bengal |
| 14 April | Sunday | Bihu Festival | Arunachal Pradesh and Assam |
| 14 April | Sunday | Cheiraoba Festival | Manipur |
| 14 April | Sunday | Ambedkar Jayanti | All Regions Except Andaman Nicobar, Arunachal Pradesh, Assam, Chandigarh, Dadar and Nagar Haveli, Daman and Diu, Delhi, Lakshaydweep, Manpur, Meghalaya, Mizoram, Nagaland, and Tripura |
| 14 April | Sunday | Tamil New Year | Tamil Nadu |
| 14 April | Sunday | Vihu | Kerala |
| 15 April | Monday | Himachal Day | Himachal Pradesh |
| 17 April | Wednesday | Ram Navami | All States Excluding Andhra Pradesh, Assam, Goa, Jharkhand, Karnataka, Kerala, Lakshadweep, Manipur, Puducherry, Tamil Nadu, Tripura, and West Bengal |
| 21 April | Sunday | Garia Puja | Tripura |
| 21 April | Sunday | Mahavir Jayanti | Chattisgarh, Chandigarh, Daman & Diu, Delhi, Dadra and Nagar Haveli, Gujarat, Haryana, Jharkhand, Karnataka, Laskhyadio, Maharashtra, Madhya Pradesh, Mizoram, Odisha, Punjab, Rajasthan, Tamil Nadu, and Uttar Pradesh |
| 1 May | Wednesday | Maharashtra Day | Maharashtra |
| 1 May | Wednesday | May Day | Assam, Bihar, Goa, Karnataka, Kerala, Manipur, Pudichery, Tamil Nadu, Tripura, and West Bengal |
| 8 May | Wednesday | Rabindranath Tagore Jayanti | Tripura and West Bengal |
| 10 May | Friday | Basava Jayanti | Karnataka |
| 10 May | Friday | Maharishi Parshuram Jayanti | Gujarat, Himachal Pradesh, Haryana, Madhya Pradesh, Punjab, and Rajasthan |
| 16 May | Thursday | Statehood Day | Sikkim |
| 23 May | Thursday | Buddha Jayanti | Andaman Nicobar, Arunachal Pradesh, Assam, Chattisgarh, Delhi, Himachal Pradesh, Jharkhand, Jammu Kashmir, Maharashtra, Madhya Pradesh, Mizoram, Odisha, Tripura, Uttarakhand, Uttar Pradesh, and West Bengal |
| 24 May | Friday | Kai Nazrul Islam Birth Anniversary | Tripura |
| 9 June | Sunday | Maharana Pratap Jayanti | Himachal Pradesh, Haryana, and Rajasthan |
| 10 June | Monday | Shri Guru Arjun Dev Martyrdom Day | Punjab |
| 14 June | Friday | First King Festival | Odisha |
| 15 June | Saturday | Raja Sankranti | Odisha |
| 15 June | Saturday | Yma Day | Mizoram |
| 17 June | Monday | Eid-Ul-Adha (Bakrid) | All States Except Arunachal Pradesh, Chadigarh, Dadra and Nagar Haveli, Daman and Diu, and Sikkim |
| 18 June | Tuesday | Eid-Ul-Adha (Bakrid) Holidays | Jammu Kashmir |
| 22 June | Saturday | Sant Kabir Jayanti | Chattisgarh, Himachal Pradesh, Haryana, and Punjab |
| 30 June | Sunday | Remna Ni | Mizoram |
| 5 July | Friday | Guru Hargobind Jayanti | Jammu Kashmir |
| 6 July | Saturday | MHIP Divas | Mizoram |
| 7 July | Sunday | Rathyatra | Odisha |
| 8 July | Monday | Bednikham Festival | Meghalaya |
| 13 July | Saturday | Bhanu Jayanti | Sikkim |
| 13 July | Saturday | Sahid Divas | Jammu Kashmir |
| 17 July | Wednesday | Muharram | All States Except Arunachal Pradesh, Assam, and Chandigarh, Dadra and Nagar Haveli, Daman and Diu, Goa, Haryana, Kerala, Manipur, Meghalaya, Nagaland, Pudichery, Punjab, Sikkim, Uttarakhand, and West Bengal |
| 17 July | Wednesday | U Tirot Geet Divas | Meghalaya |
| 31 July | Wednesday | Bonalu | Telangana |
| 31 July | Wednesday | Martyrdom Day of Shaheed Udham Singh | Haryana |
| 7 August | Wednesday | Hariyali Teej | Haryana |
| 8 August | Thursday | Tendong Lho Rum Faith | Sikkim |
| 13 August | Tuesday | Patriots Day | Manipur |
| 15 August | Thursday | Independence Day | National Holiday |
| 15 August | Thursday | Parsi New Year (Shahanshahi) | Daman and Diu, Dadra and Nagar Haveli, Gujarat, and Maharashtra |
| 16 August | Friday | Legal Transfer Day | Puducherry |
| 19 August | Monday | Raksha Bandhan | Chattisgarh, Daman and Diu, Gujarat, Haryana, Madhya Pradesh, Rajasthan, Uttarakhand, and Uttar Pradesh |
| 19 August | Monday | Jhulam Yatra | Odisha |
| 26 August | Monday | Janmashtami | All States Leaving Arunachal Pradesh, Assam, Goa, Karnataka, Kerala, Lakshyadip, Maharashtra, Mizoram, Pudichury, and West Bengal |
| 5 September | Thursday | Teej | Chhattisgarh and Sikkim |
| 5 September | Thursday | Death of Sankardev | Assam |
| 7 September | Saturday | Ganesh Chaturthi | Andhra Pradesh, Daman and Diu, Dadra and Nagar Haveli, Goa, Gujarat, Karnataka, Maharashtra, Pudichury, Telangana, and Tamil Nadu |
| 8 September | Sunday | Ganesh Chaturthi Holidays Nuakhai | Goa |
| 8 September | Sunday | Nuakhai | Odisha |
| 13 September | Friday | Ramdev Jayanti | Rajasthan |
| 13 September | Friday | Teja Dashami | Rajasthan |
| 14 September | Saturday | First Onam | Kerala |
| 15 September | Sunday | Thiruvonam | Kerala |
| 16 September | Monday | Milad-Un-Nabi | All States Excluding Andaman Nicobar, Arunachal Pradesh, Assam, Bihar, Goa, Haryana, Himachal Pradesh, Meghalaya, Punjab, Sikkim. And West Bengal |
| 17 September | Tuesday | Indra Jatra | Sikkim |
| 18 September | Wednesday | Shree Narayan Guru Jayanti | Kerala |
| 20 September | Friday | Friday after Milad-Un-Nabi | Jammu Kashmir |
| 21 September | Saturday | Sree Narayana Guru Samadhi Day | Kerala |
| 23 September | Monday | Martyr’s Day of Heroes | Haryana |
| 2 October | Wednesday | Mahalaya Amavasya | Karnataka, Odisha, Tripura, and West Bengal |
| 2 October | Wednesday | Mahatma Gandhi Jayanti | National Holiday |
| 3 October | Thursday | First Day of Bathukamma | Telangana |
| 3 October | Thursday | Navratri | Rajasthan |
| 3 October | Thursday | Maharaja Agrasen Jayanti | Haryana |
| 10 October | Thursday | Maha Saptami | Meghalaya, Odisha, Sikkim, Tripura, and West Bengal |
| 11 October | Friday | Mahashtami | Andhra Pradesh, Arunachal Pradesh, Jharkhand, Meghalaya, Manipur, Odisha, Rajasthan, Sikkim, Telangana, Tripura, and West Bengal |
| 12 October | Saturday | Mahanavmi | Assam, Bihar, Jharkhand, Karnataka, Kerala, Meghalaya, Nagaland, Odisha, Pudichery, Sikkim, Tamil Nadu, Tripura, Uttar Pradesh, and West Bengal |
| 13 October | Sunday | Vijay Dashamai | All States Excluding Chandigarh, Dadra and Nagar Haveli, Manipur, and Pudichury |
| 13 October | Sunday | Shankardev Birthday | Assam |
| 17 October | Thursday | Lakshmi Puja | Odisha, Tripura, and West Bengal |
| 17 October | Thursday | Maharishi Valmiki Jayanti | Himachal Pradesh, Haryana, Karnataka, Madhya Pradesh, and Punjab |
| 17 October | Thursday | Kati Bihu | Assam |
| 31 October | Thursday | Diwali/Deepawali | Andhra Pradesh, Goa, Karnataka, Kerala, Pudichury, Telangana, and Tamil Nadu |
| 31 October | Thursday | Vallabh Bhai Patel Jayanti | Gujarat |
| 1 November | Friday | Diwali | All States Except Andhra Pradesh, Goa, Karnataka, Kerala, Pudichury, Tamil Nadu, and Telangana |
| 1 November | Friday | Haryana Day | Haryana |
| 1 November | Friday | Kannada Rajyotsava | Karnataka |
| 1 November | Friday | Koot | Manipur |
| 1 November | Friday | Puducherry Liberation Day | Puducherry |
| 2 November | Saturday | Diwali/Deepawali Holidays | Daman and Diu, Haryana, Karnataka, Rajasthan, Uttarakhand, and Uttar Pradesh |
| 2 November | Saturday | Vikram Samat New Year | Gujarat |
| 3 November | Sunday | Bhai Duj | Gujarat, Rajasthan, Sikkim, Uttarakhand, and Uttar Pradesh |
| 7 November | Thursday | Chhath Puja | Assam, Bihar, Chattisgarh, and Jharkhand |
| 15 November | Friday | Guru Nanak Jayanti | All States Leaving Andhra Pradesh, Bihar, Dadra and Nagar Haveli, Daman and Diu, Goa, Karnataka, Kerala, Manipur, Meghalaya, Odisha, Pudichery, Sikkim, Tamil Nadu, and Tripura |
| 15 November | Friday | Kartik Purnima | Odisha and Telangana |
| 18 November | Monday | Kanakdas Jayanti | Karnataka |
| 22 November | Friday | Lhabab Duchen | Sikkim |
| 23 November | Saturday | Seng Kut Snem | Meghalaya |
| 1 December | Sunday | Swadeshi Day | Arunachal Pradesh |
| 3 December | Tuesday | St. Francis Xavier Communion | Goa |
| 5 December | Thursday | Sheikh Mohammed Abdullah Birthday | Jammu Kashmir |
| 6 December | Friday | Guru Tegh Bahadur Martyrdom Day | Punjab |
| 12 December | Thursday | Pa-Togan Nengminja Sangma | Meghalaya |
| 18 December | Wednesday | You So So Them’s Death Anniversary? | Meghalaya |
| 18 December | Wednesday | Guru Ghasidas Jayanti | Chattisgarh |
| 19 December | Thursday | Liberation Day | Daman and Diu and Goa |
| 24 December | Tuesday | Christmas Holidays | Meghalaya and Mizoram |
| 25 December | Wednesday | Christmas | National Holiday |
| 26 December | Thursday | Christmas Holidays | Meghalaya and Telangana |
| 26 December | Thursday | Shaheed Udham Singh Jayanti | Haryana |
| 30 December | Monday | Tamu Losar | Sikkim |
| 30 December | Monday | U Kiang Nongba | Meghalaya |
| 31 December | Tuesday | New Year Eve | Manipur and Mizoram |
Types of Bank Holidays 2024
There are two types of bank holidays in India: National Holidays and Government Holidays.
- National Holidays: It is also known as Gazetted holidays, include Republic Day, Independence Day, and Mahatma Gandhi Jayanti. On these days, banks and financial institutions remain closed nationwide.
- Government holidays: Government holidays are further categorised into state government bank holidays and Central Government bank holidays. While Central Government bank holidays are observed across the country, state government bank holidays vary among Indian states. For example, Maharashtra Day is a bank holiday in Maharashtra, Goa Liberation Day is a bank holiday in Goa, and Haryana Day is a bank holiday in Haryana.
RTGS and NEFT Holidays 2024
RTGS is an abbreviation for Real Time Gross Settlement, while NEFT stands for National Electronic Funds Transfer. Both RTGS and NEFT enable individuals to transfer funds between banks. The Reserve Bank of India oversees both NEFT and RTGS systems, which have been available 24×7 since December 14, 2020.
Please note that RTGS and NEFT services can be utilized on other types of bank holidays. If someone initiates a money transfer on a bank holiday, the recipient’s account will be credited, but the sender may receive the receipt on the next working day of the bank.
Bank Holidays On 2nd & 4th Saturdays 2024
| Month | Second Saturday | Fourth Saturday |
| January | January 13, 2024 | January 27, 2024 |
| February | February 10, 2024 | February 24, 2024 |
| March | March 9, 2024 | March 23, 2024 |
| April | April 13, 2024 | April 27, 2024 |
| May | May 11, 2024 | May 25, 2024 |
| June | June 8, 2024 | June 22, 2024 |
| July | July 13, 2024 | July 27, 2024 |
| August | August 10, 2024 | August 24, 2024 |
| September | September 14, 2024 | September 28, 2024 |
| October | October 12, 2024 | October 26, 2024 |
| November | November 9, 2024 | November 23, 2024 |
| December | December 14, 2024 | December 28, 2024 |
Conclusion
The cultural and regional diversity of India brings in vibrant festivals across the country throughout the year due to its cultural and regional diversity. In addition to the three national holidays, Republic Day, Independence Day, and Mahatma Gandhi Jayanti, we also observe cultural festivals on holidays. As stated in the bank holiday list 2023, banks remain closed on these bank holidays.
FAQs
Does NEFT work on bank holidays?
Due to the fact that NEFT transactions are conducted by the Reserve Bank of India, it does not work on those days when the RBI is closed.
Which Saturday is a bank holiday?
Regardless of the state or union territory, banks remain closed on the second and fourth Saturdays of each month.
Is Dhanteras a bank holiday?
On Dhanteras, there is a regional bank holiday. Banks across the country are not closed.
Who is responsible for determining and declaring bank holidays in India?
The Reserve Bank of India (RBI) is responsible for determining and declaring bank holidays in India. The RBI issues a list of bank holidays for each calendar year in advance
Can bank employees expect their salaries to be credited on bank holidays?
Yes, bank employees can expect their salaries to be credited on bank holidays. Banks are required to credit the salaries of their employees on the last working day of the month, regardless of whether it is a bank holiday or not.
Do Sundays count as leave days for bank employees?
Yes, Sundays count as leave days for bank employees. Banks typically have a five-day workweek, with Monday through Friday being working days and Saturday and Sunday being leave days.
Who is responsible for deciding national bank holidays in India?
The Central Government of India is responsible for deciding national bank holidays. The Central Government typically announces the list of national bank holidays for each calendar year in advance.
How do banks notify customers about upcoming bank holidays?
Banks typically notify their customers about upcoming bank holidays through their websites, social media pages, and mobile banking apps. They may also send out SMS or email.
