Balika Samridhi Yojana: Application Process and Benefits

In this article, we will give you a broad overview of everything you need to know about the Balika Samriddhi Yojana.

Overview Of Balika Samridhi Yojana

The primary goal of this Balika Samridhi yojana scheme is to provide education scholarships to girls living in poverty. Through this scheme, people’s negative attitudes towards girls will improve, and daughters will not face financial difficulties in their studies. Parents of daughters will be encouraged to educate them as part of the Balika Samridhi Scheme 2023.

As a part of Balika Samridhi Yojana, financial assistance of ₹ 500 will be provided by the government on the birth of a girl child. Thereafter, a fixed amount will be provided to the girl child every year till she reaches class X. Even if the daughter dies before the age of 18, the deposited amount can be withdrawn. However, if the daughter gets married before 18 years, she will not be provided any benefit under this scheme.

A breakdown of the financial aid provided under the Balika Samridhi Yojana is as follows,

What is Balika Samridhi Yojana?

Balika Samridhi Yojana (BSY) is a government scheme in India launched in 1997. It aims to empower girls by providing financial assistance to families below the poverty line. The scheme encourages education, offers cash incentives based on birth order, and promotes the health and nutrition of the girl child. BSY aims to address gender bias and promote the overall development of girls in India.

Objectives of Balika Samridhi Yojana

The scheme works for the welfare of girls with the following objectives:

• Change negative attitudes towards mothers and children in families, society, and communities
• Ensure that girls are admitted to school and continue their studies without interruption
• Provide support for girls until they reach the age of legal marriage
• Encourage and assist girls in income-generating activities for their own benefit

Benefits

• The money given in Balika Samridhi Yojana will be put in an interest-bearing account in the girl child’s name
• A bank or post office will be selected by the State Government/Union Territory Administration to open the account
• The Public Provident Fund or National Savings Certificate programmes are the ideal choices for this since they allow the account to earn the maximum rate of interest feasible
• No one can withdraw the money before the girl child turns eighteen years old
• Once the girl turns eighteen and is unmarried, she can withdraw the money by showing a certificate from the Gram Panchayat/Municipality
• If the girl gets married before turning eighteen, she can only get the ₹500 post-birth grant amount and the interest on it. Other qualified females will receive the remaining funds
• If the girl child passes away before turning eighteen, the money in her account will go to other eligible beneficiaries under the scheme.

Factors of Balika Samriddhi Yojana

The government used to give ₹500 to the mom when she had a baby girl through Balika Samridhi Yojana (BSY). They also promised to help pay for the girl’s education every year. But they didn’t explain exactly how to get the scholarship.

From 1999 to 2000, BSY changed things so that the girl child gets the most benefits. Now, girls who qualify for Balika Samriddhi Yojana can get:

₹500 as a gift after they are born and Money to help pay for school every year if they were born on or after 15 August 1997 and are registered under BSY. The information on the scholarship is provided below. 

Required Document

• Birth certificate of the girl child is required, which can be obtained from the hospital or government
• Address proof of the guardians or legal guardian is needed, such as passport, driving license, electricity or telephone bill, voter ID card, ration card, or any other government-issued address proof
• Identity proof of the parent or legal guardian is necessary, which can be a passport, PAN card, matriculation certificate, voter ID card, or any other government-issued certificate validating their identity.

Who Are All Eligible for Balika Samridhi Yojana?

• To apply under this scheme, the applicant must be a permanent resident of India
• This scheme is only open to female children
• The girl child from a low-income family should be considered
• The girl child must be born on or after August 15, 1997
• This scheme is only available to two girls from a family

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Eligibility and Coverage Under Balika Samriddhi Yojana

• BSY stands for a scheme that helps girls, as the name suggests
• Girls who meet certain requirements can receive benefits from the BSY scheme
• BSY is available in both city and country areas, all across India.

In villages, families who are very poor according to the rules of Swarnajayanti Gram Swarozgar Yojana will be chosen for this scheme. To make it easier to understand, here are some points to keep in mind:

• If you live in an urban area, you can still apply for Balika Samridhi Yojana
• Even if you live in a slum, you can still benefit from this scheme, regardless of your family’s social status
• If your family works as vendors of fruits, vegetables, or payments, you can still apply for this scheme
• The government conducts surveys to find out which families are below the poverty line and prepares lists of these families under the Targeted Public Distribution System (TPDS)
• This helps in keeping a record of the target group of beneficiaries of Balika Samridhi Yojana
• Girls who were born on or after 15 August 1997, and belong to families below the poverty line can benefit from this scheme
• However, only two girls from each family can take advantage of all the benefits of this scheme, no matter how many children are in the family.

Balika Samridhi Yojana (BSY) – Application Process

In rural areas, ICDS manages the scheme, while health department officials implement it in urban areas. Families receiving the benefits of Balika Samriddhi Yojana must follow these methods when applying:

• To apply for the scheme, you need to fill out a form with the required information
• You can get the form from an Anganwadi Worker or a Health Functionary if you live in a rural area
• If you live in an urban area, you can get the form online, but make sure to get the correct form
• Completely fill out the form with all the necessary data
• From the same location where you obtained the form, submit it.

How to Register for the Balika Samridhi Yojana Scheme?

If you wish to become a beneficiary under Balika Samridhi Yojana, follow the steps given below:

• If you live in a rural district, you must first visit an Anganwadi centre, and if you live in a Shayari district, you must visit a health functionary. In addition, you can download the online application form
• Following that, you must obtain the application form
• Now you must carefully fill out all of the information requested on the application form.
• You must now attach all relevant documents to the application form
• Following that, you must submit the application form from where you obtained it.
• You will be able to benefit under this scheme in this manner.

In order to avail of the benefits of the scheme the applicant must keep the following documents and information handy,

• Aadhar Card
• Ration Card
• Birth Certificate
• Parent’s Identity Card
• Address Proof
• I Certificate
• Bank Passbook Details
• Passport Size Photograph
• Mobile Number

Announcement of the Scheme

The government of each state or union territory will announce the scheme beforehand. They will put advertisements in the newspapers and local media. They will use other ways to tell people about the scheme as well.

Scholarship Details Given Under Balika Samridhi Yojana

• Girls in class 1 to 3 can get ₹300 scholarship through BSY-Balika Samridhi Yojana
• Girls who get admission to class 4 can get ₹500 scholarship
• Girls in class 5 can receive ₹600 scholarship through this scheme
• Girls who take admission to class 6 and 7 can get ₹700 scholarship
• Girls in class 8 can receive ₹800 scholarship
• Girls who get admission to class 9 and 10 can get ₹1000 scholarship.

Frequently Asked Questions

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