This article provides a step-by-step guide on how to check the balance in an E Shram Card, an electronic smart card introduced by the Indian Government for unorganised sector workers.
What is an E Shram Card?
E Shram Card is an electronic smart card introduced by the Indian Government to keep track of the welfare and safety of unorganised sector workers in the country. The card contains important information like the worker’s name, age, gender, photograph, and employer details. Apart from this, the card also serves as a platform for the workers to avail of various benefits provided by the government, such as health insurance and pension. As a worker in the unorganised sector, it is essential to keep track of the balance in your E Shram Card to ensure that you can avail of the benefits when required. This article will discuss the steps to check your E Shram card check balance online.
Why is an E Shram Card important?
An E Shram Card is important for several reasons. They are follows
1. Improved Financial Security
Workers in the unorganized sector, who are not covered by formal employment benefits like health insurance and pension, can avail of these benefits by possessing an E Shram Card. This can help secure their financial future and provide peace of mind in any health emergencies or retirement.
2. Recognised Identity
The E Shram Card serves as an identity card for workers, containing important personal and employment information. This can help workers negotiate better working conditions with their employers and access other services like loans and financial assistance.
3. Improved Working Conditions
By having a recognized identity, workers in the unorganized sector can access grievance redressal mechanisms and negotiate better working conditions with their employers.
4. Access to Welfare Schemes
The card enables workers to avail themselves of various benefits provided by the government, such as health insurance, pension, and other welfare schemes.
5. Better Tracking of Benefits
The E Shram Card helps the government track workers’ welfare in the unorganized sector and provides them with better services and benefits.
Procedure To Check E Shram Card Check Balance
Step 1: Visit the Official Website of E Shram
The first step to check your E Shram Card balance is to visit the scheme’s official website, which is https://eshram.gov.in/. On the homepage, you will find the ‘Login’ option, where you must enter your login credentials, such as your registered mobile number and password.
Step 2: Log in to Your E Shram Account
After entering your login credentials, click on the ‘Login’ button to access your E Shram account. If you have forgotten your password, you can click on the ‘Forgot Password’ option and follow the instructions to reset it.
Step 3: Check the Balance
Once you have logged into your E Shram account, you will find the option to ‘Check Your Balance’. By clicking on this option, you can view the balance in your E Shram Card.
Step 4: Take a Printout
After checking the balance, you can take a printout of the same for future reference. This printout will come in handy if you need to show proof of the balance in your E Shram Card while availing benefits.
Alternate Method To Check E Shram Card Check Balance: Missed Call Service
If you cannot access the internet or do not have a computer, you can also check your E Shram Card balance through the missed call service. All you need to do is give a missed call to the designated number provided by the E Shram scheme, and you will receive a text message with the balance in your E Shram Card.
Important Points to Remember
1. Keep Your Login Credentials Safe
It is important to keep your login credentials, such as your mobile number and password, safe and secure. If you suspect unauthorised access to your account, change your password immediately.
2. Keep Your E-Shram Card Safe
Your E Shram Card contains essential personal and financial information, and it is important to keep it safe and secure at all times.
3. Regularly Check Your Balance
It is advisable to check your E Shram Card balance to keep track of the available balance and avoid any inconvenience while availing of benefits.
4. Report Any Discrepancy
In case you notice any discrepancy in the balance in your E Shram Card, immediately report the same to the authorities.
Benefits of Possessing an E Shram Card
- Identification: The E Shram Card serves as an identity card for workers, containing important personal and employment information. This can help in accessing other services and availing benefits provided by the government.
- Access to welfare schemes: The card enables workers to avail various benefits provided by the government, such as health insurance, pension, and other welfare schemes.
- Improved financial security: By availing benefits like health insurance and pension, workers in the unorganised sector can secure their financial future and have peace of mind in case of any health emergencies or retirement.
- Easy tracking of benefits: The E Shram Card helps the government track the welfare of workers in the unorganised sector and provide them with better services and benefits.
- Improved working conditions: By having a recognised identity, workers in the unorganised sector can negotiate better working conditions with their employers and have access to grievance redressal mechanisms.
Conclusion
E Shram Card is an important initiative by the Indian Government to ensure the welfare and safety of unorganised sector workers. Following the steps mentioned above, you can easily check your E Shram Card balance and keep track of the available balance. Regularly checking the balance and reporting any discrepancy will help you avail yourself of the benefits the scheme provides smoothly.
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