Are you one of those fortunate people who has won a lottery in Kerala? Are you looking for ways to claim your reward money? Read this article to learn how to claim kerala lottery jackpot prize.
The Kerala Lottery Department offers bumper tickets worth ₹ 100 and ₹ 200 as well as weekly tickets worth ₹20, ₹30, and ₹50. If you have won a Kerala lottery prize, you must be excited to claim the reward. Claim Kerala lottery jackpot prize is a simple process if one can follow the proper procedures. Before knowing the process, one must possess detailed knowledge about the documents that are needed for claiming the Kerala lottery prize. Read on further to know every detail regarding the claim Kerala lottery prize.
Identification Forms are Needed to Claim the Lottery Prize
You must ascertain whether you have a winning lottery ticket before claiming a reward from the Kerala lottery prize. The steps to cross-check your ticket are as follows:
- Verify the digits on your lottery ticket with the declared winners of the particular Kerala lottery draw. Typically, the Kerala State Lottery Department’s website or regional media will publish the winning numbers.
- Check to see if your lottery ticket is still eligible for a claim. Lottery winnings in Kerala have a 30-day window for redemption. You won’t be able to collect your reward if your ticket has passed the deadline for claims.
Now to claim Kerala lottery prize money for the lottery ticket, one needs to bring the necessary documents for verification, which are stated below:
- A claim form and a self-attested Photostat copy of the ticket’s front and back.
- Two photographs (passport size) of the prize winner officially verified by a Gazetted Officer/Notary.
- An official prize money receipt in the required format bearing the winner’s full address and a revenue stamp for ₹1.
- Guardianship certification from a reputable agency is required if the award recipient is a minor. In the event of joint claims, one of the award winners must be permitted to receive the winnings, and a “Joint Declaration” on stamp paper costing ₹ 50 needs to be filed.
- PAN Card copy that has been self-attested.
- Valid identification proof such as a photocopy of a Ration Card(self-attested), Driving License, Election ID Card, Passport, or any other document.
Additionally, the Kerala Lottery Prize money may be collected from Nationalised, Scheduled, or Government Cooperative banks. If necessary, the winning lottery ticket should be presented to the bank along with all the mentioned paperwork. The bank should provide the following certificates with the claim when submitting it to the General manager of State Lotteries:
- The winning contestant’s letter of authorisation.
- A certificate from the bank from where you will receive the prize money.
- Collecting bank’s certificate.
What are the Procedures for Claiming the Lottery Prize?
Claim Kerala Lottery Prize – There are a few ways of claiming the winning prize money in Kerala. It is done in two methods which are:
1: Claim Kerala Lottery Jackpot Prize Money in Person
- One can collect your reward in person by going to the Kerala State Lottery Headquarters or a certified Kerala lottery agent. The steps are given below:
- Firstly, one needs to visit the office of the Kerala State Lottery Department or a licensed Kerala lottery agent. Any person can get the location using the website of the Kerala Lottery Prize Department or by directly calling their phone number.
- Present the winning ticket and the necessary identification documents. Bring a government-issued identification along with any other required paperwork, like a certified affidavit, when you are claiming the reward on behalf of another person.
- To prove your claim, sign the back of the lottery ticket.
2: Claim the Winning Prize Money by Mail:
You might be able to get your reward by mail if you are unavailable to pick it up in person. The steps for receiving the Kerala Lottery Prize by mail are as follows:
- Obtain a claim form, which must be filled out and signed by from Kerala State Lottery Department or a licensed Kerala lottery agent. Your personal details will be requested on the claim form, and you could be asked to enclose a photocopy of the government-issued ID.
- Include a copy of the legitimate government-issued identification as well as the winning ticket. To make sure that your claim may be processed, include both the original lottery ticket and a photocopy of your ID.
- Mail the Kerala State Lottery Department the filled-out claim form, lottery ticket, and identification. One can find the mail on the website.
As per the amount won, there are certain ways which one needs to keep in mind when claiming the winning prize, which is given below.
How to Claim Prize Money is more than 1 Lakh?
You must collect your reward at the Kerala Lottery Prize Department headquarters in Thiruvananthapuram if it is worth more than INR 100,000. This is because larger awards require more verification and administration.
Visit the Thiruvananthapuram location of the Kerala State Lottery Department. Bring the winning lottery ticket as well as any necessary identification required for claiming the prize money. Tax withholding may also apply to larger awards. If taxes are due on your reward, the Kerala State Lottery Department will inform you and provide instructions on how to do so.
How to Claim Kerala lottery Prize Money is 1 Lakh or Less?
If you win the Kerala lottery and receive a prize of ₹1 lakh or less, you must visit the district lottery officer for that district. The Kerala lottery winner must submit all required paperwork for claiming the winning prize money.
How to Claim Kerala lottery Prize Money of ₹ 5000 or Less?
Every Kerala lottery Prize dealer can accept the lottery ticket and provide the winnings to the winner of the Kerala lottery if the prize is ₹5000 or less, but he is not forced to do so.
Income tax at the prevailing rate would be subtracted from reward money over ₹10,000 and credited to the central government account. As of right now, any prize-winning claims that exceed ₹10,000 would be subject to a 30% income tax deduction. An amount equal to 10% of the agents’ reward claims will be subtracted as income tax. As per the norms of income tax, no charge or academic cess is now deducted.
Conclusion
If you win a Kerala lottery prize in Kerala then you need to know the procedure for collecting it. The technique for winning the Kerala lottery is pretty straightforward. Depending on the amount of prize money won on the ticket.
Different steps must be followed to claim the winnings. To guarantee that your application is processed quickly, it’s crucial to adhere to the directions given by the Kerala State Lottery Department and the licensed lottery agency.
Frequently Asked Questions on Kerala Lottery Prize
How can I claim Kerala lottery online?
To claim a Kerala lottery online, visit the Kerala State Lotteries official website and fill out the online claim form with your ticket details. Upload necessary documents such as a scanned copy of your winning ticket and identification. Once verified, the prize money will be transferred to your bank account.
How can I check my Kerala lottery prize?
To check your Kerala lottery prize, visit the Kerala State Lotteries website or check regional media for the winning numbers. Match the numbers on your ticket with the announced winners. Alternatively, you can use the Kerala lottery result checking apps or contact authorised lottery agents for assistance.
How to claim a lottery prize?
To claim a lottery prize, submit your winning ticket along with identification documents to the authorised lottery office or designated bank within the specified claim period. Fill out the claim form accurately and provide any additional required documents. Once verified, you can collect your prize money either in person or through electronic transfer.
Can I buy Kerala lottery tickets online?
You cannot buy Kerala lottery tickets online. They're only available for purchase from authorised lottery agents and retailers in Kerala. Online sales of lottery tickets are prohibited to prevent fraud and ensure fairness in the lottery system.
Who deducts TDS from lottery or game show winnings?
For lottery or game show winnings, the Tax Deducted at Source (TDS) is deducted by the entity responsible for distributing the prize money. In India, if the prize amount exceeds a certain threshold, usually ₹10,000 , TDS is deducted by the organiser before awarding the prize.
Can I claim a deduction if I invest the prize money in FDs or ELSS?
Investing lottery prize money in Fixed Deposits (FDs) or Equity Linked Savings Schemes (ELSS) doesn't entitle you to claim a deduction for income tax purposes. Lottery winnings are considered windfall gains and are taxable as 'Income from Other Sources' under the Income Tax Act, irrespective of how the money is invested.
Do I have to pay tax if I win money from online games or Dream11?
If you win money from online games or platforms like Dream11, it's subject to taxation under the Income Tax Act. Winnings exceeding ₹10,000 are liable to a TDS deduction of 30%. However, you can offset losses against winnings to reduce the taxable amount, but it varies based on individual circumstances and regulations.
Can I claim the refund of TDS under Section 194B?
Under Section 194B, you can't claim a refund of TDS deducted from lottery or game show winnings. This section mandates a flat 30% TDS deduction on such income, and there's no provision for refund or adjustment.
Who should apply for a TDS certificate for tax deducted from the prize amount?
The entity responsible for deducting TDS from the Kerala lottery prize amount should apply for a TDS certificate. For online gaming winnings, platforms like Dream11 typically deduct TDS before distributing the prize money. They are then responsible for issuing the TDS certificate to the winner, specifying the amount deducted.
Is set-off of losses allowed for online gaming?
Set-off of losses is generally allowed for online gaming under the Income Tax Act of 1961 You can offset losses from one source of income, such as online gaming, against income from the same source in the same financial year. However, specific conditions and limits may apply, so it's advisable to consult a tax professional for accurate guidance.
