The Yashaswini Card is a government-sponsored health insurance scheme that provides high-quality healthcare to the general public. Read this blog to learn more.
The Yeshasvini Health Insurance Scheme is a government-sponsored health insurance scheme that provides high-quality healthcare to the general public, especially the economically disadvantaged segment of the population. The Yashaswini card online application covers a wide range of medical treatments and procedures, including hospitalisation, outpatient care, diagnostic tests, and medicines.
Yeshasvini Health Insurance Scheme Administration
The scheme is administered by the Ministry of Health and Family Welfare and is implemented through a network of impaneled hospitals and medical colleges across the country. Under the scheme, beneficiaries are entitled to free or subsidised health insurance coverage for a range of medical treatments and procedures. The scheme has helped improve access to healthcare for millions of people in India and has been praised for its efficiency and effectiveness.
Features and Benefits of the Yeshasvini Health Insurance Scheme
It is one of the largest public health insurance schemes in India. The scheme covers all major medical expenses including hospitalisation, outpatient care, and diagnostic tests.
The Yashaswini card online application has been successful in providing high-quality healthcare to the general public, especially the economically disadvantaged segment of the population. It has helped reduce out-of-pocket expenditure on healthcare and increased access to quality healthcare services.
Yeshasvini Health Insurance Scheme Financing
The Yashaswini card online application scheme is financed through a mix of premiums from members, government subsidies, and donor contributions.
Yeshasvini Health Insurance Scheme Eligibility Criteria
To be eligible for coverage under the Yashaswini card online application scheme, applicants must be aged above 8 and must not already have health insurance.
Documents Required to Register in the Yeshasvini Insurance Scheme
- A completed application form.
- An ID proof (Aadhar card, PAN card, Passport, Driving License, etc.)
- Income proof (Salary Slip, ITR Voucher, Bank Statement, etc.)
- Address proof (Ration Card, Electricity Bill, Rent Agreement etc.)
- Photographs of the applicant and any dependent family members.
- Medical documents such as previous medical records, and prescriptions, if any.
Coverage Provided by the Yashaswini Card
The scheme covers all medical expenses incurred by the policyholder, including hospitalization, surgery, and medication. It also covers pre-existing conditions and offers a wide range of preventive care services. The Yashaswini card online application scheme is designed to make health insurance affordable for everyone.
List of Medical Services Covered by Yeshasvini Health Insurance Program
- Inpatient care in government hospitals
- Outpatient care in government hospitals
- Primary health care centers
- Specialty clinics
- Diagnostic tests and procedures
- Pharmacy services
Exclusions for the Yashaswini Card
- Preventive health check-ups: While the Yeshasvini Health Insurance Scheme does provide coverage for preventive health check-ups, it does not cover the costs of these check-ups if they are done to identify a pre-existing condition.
- Dental treatment: Dental treatment is not covered under the scheme, except in cases where dental treatment is required to treat an injury to the teeth or jaw.
- Cosmetic surgery: Cosmetic surgery, including but not limited to breast implants, face lifts, and Botox injections are not covered under the scheme.
- Pregnancy and childbirth: Pregnancy and childbirth are not covered under the scheme, except in cases where there are complications with the pregnancy or delivery that require medical intervention.
Network Hospitals Included in Yeshasvini Health Insurance Scheme
The Yeshasvini health insurance scheme in India offers coverage for treatments at network hospitals across the country. To be included in the network, hospitals must meet certain standards and criteria set by the insurer. Some of the largest and most well-known hospitals in India are included in the Yeshasvini network, giving policyholders peace of mind that they will be covered in case of an emergency or unexpected illness.
Steps to Register for the Yashaswini Card
- The interested person has to approach any of the health insurance companies that are impaneled with Yeshasvini.
- The company will provide the necessary application form and prospectus to the interested person.
- The completed application form has to be submitted to the company along with the required documents.
- Once the application is processed, the company will provide a policy document to the applicant which has to be signed and returned to the company.
- After all these formalities are completed, the applicant will be registered under the Yashasvini Health Insurance Scheme and will be provided with a Yashaswini card which has to be produced at the time of availing treatment at any of the empanelled hospitals.
Implementation Strategy for the Yeshasvini Health Insurance Scheme
- Make use of the centralized data system: The Yeshasvini Health Insurance Scheme has a centralized data system that keeps track of all policyholders. This system can be used to your advantage by keeping regular tabs on your health insurance status.
- Use the self-help material: The scheme provides a lot of self-help material such as health education pamphlets and medical literature. Use this material to stay informed about your health and also to learn about various medical procedures and treatments.
- Utilize the emergency services: In case of an emergency, do not hesitate to use the emergency services provided by the scheme. These services are available 24 hours a day and can help you get the treatment you need as quickly as possible.
- Get involved in community health: The scheme also encourages policyholders to get involved in community health activities. This is a great way to stay healthy and also to promote healthy living among others.
- Take advantage of discounts: The scheme offers discounts on many health-related products and services. Be sure to take advantage of these discounts to save money on your healthcare costs.
Implementing Steps for the Yashaswini Card
- Increasing awareness about the scheme among the target population: One of the main challenges in implementing the Yeshasvini Health Insurance Scheme is the lack of awareness about the scheme among the target population. To address this issue, mass awareness campaigns need to be conducted to inform people about the benefits of the scheme.
- Strengthening coordination among government departments: Another challenge in implementing the scheme is the lack of coordination among different government departments responsible for its implementation. There needs to be better coordination among these departments to ensure smooth implementation of the scheme.
- Improving access to quality healthcare: One of the key objectives of the Yashasvini Health Insurance Scheme is to improve access to quality healthcare for its beneficiaries. To achieve this, measures need to be taken to improve the availability of quality healthcare services in areas covered by the scheme.
Myth Busters About Yashaswini Card
- The Yeshasvini Health Insurance Scheme does not provide health insurance to the general public: Myth
- This Scheme is not a health insurance scheme for the economically disadvantaged segment of the population: Myth
- This Scheme does not provide high-quality healthcare to the general public: Myth
FAQs
What is the Yeshasvini Health Insurance Scheme?
The Yeshasvini Health Insurance Scheme is a insurance program that provides health coverage to eligible residents. The scheme covers medical expenses incurred for treatment.
Who is eligible for the scheme?
All residents aged 18 years and above are eligible to apply for the scheme. There is no upper age limit for enrollment in the scheme.
How can I apply for the scheme?
You can apply for the scheme online through the official website. Alternatively, you can also visit any district office of the health department to submit your application.
What documents do I need to submit along with my application?
When applying for the scheme, you will need to submit a copy of your Aadhaar card, PAN card, income certificate, and ration card. Additionally, you will also need to furnish self-declaration form.
Can a beneficiary of the Ayushman Bharat Yojana enrol under the Yeshasvini Health Insurance Scheme?
Eligibility criteria and regulations may vary, but typically, beneficiaries of the Ayushman Bharat Yojana can enroll in the Yeshasvini Health Insurance Scheme.
What does the word Yeshaswini/Yashaswini mean?
The term Yeshaswini/Yashaswini is often used in the context of schemes or initiatives and signifies prosperity, well-being, or success. In this context, it suggests the aim of promoting health and well-being.
When was the Yeshasvini Health Insurance Scheme introduced?
The Yeshasvini Health Insurance Scheme was introduced on 1 June 2003 in the state of Karnataka, India, to provide health insurance coverage to rural farmers and their families.
