What is a terms of service agreement?
The terms-of-service agreement intimates all users of the terms under which they are receiving the service, establishing a legal relationship between user and operator. It’s where you state the rights and responsibilities of the user, their accountability for their online actions and a disclaimer stating your liability in case the user incurs damages on account of the service you are providing. For an Uber-style taxi app, for example, this would mean disclaiming their responsibility in case of an accident caused by a driver to whom their user was connected with.
What if you don’t have them up?
Well, then you won’t be able to get a payment gateway and, in case your users believe they have been treated unfairly, they could even drag you to court.
So what should you do?
A. Whenever users are taking any major action, such as making payment or installing software from your website, both documents should be navigable and users should agree to them.
C. Once the user agrees, it should still be prominently displayed or easy to locate.