How to get Andhra Pradesh Encumbrance Certificate? By Shrutika Pandey - December 6, 2019 Last Updated at: Oct 19, 2020 +1 14856 Latest Update On March 2020: As a part of the upgraded version of STAR 3.0 (Simplified and Transparent Administration of Registration) project to be introduced in 2020, the Tamil Nadu Govt. aiming to eliminate ambiguity in property ownership. Hence, it has decided to include photographs of landowners and a copy of the registered sale deed along with online copies of encumbrance certificates. How to get Andhra Pradesh Encumbrance Certificate? Purchasing a property involves quite a good amount of groundwork, especially verifying all the important documents. If you are looking to buy one, then you must be aware of one of the most essential documents – Encumbrance certificate. An Encumbrance Certificate (EC) is a legal document that proves your property is free from monetary and legal dues. Encumbrance Certificate is evidence of a free title or ownership. It legally establishes that a property can be sold with a clear title, and any pending litigation or claims do not exist. The process of getting an Encumbrance certificate differs state wise. In this article, let us explore the procedure to obtain an Encumbrance Certificate in Andhra Pradesh Why should one get an Encumbrance Certificate for a property? Encumbrance Certificate is a must to obtain property loan from financial institutions and banks. This documentary proof is to make sure that the land or the said house is not mortgaged as against another existing or pending loan. It clears out the air and clearly establishes the evidence of ownership title of the said property which is being sought to be sold or transferred. Also, EC clarifies the status of property tax. If the property tax is not paid for more than three years, the owner or the assessee is required to produce the EC to the village officer or the panchayat officer, as the case may be. This is required in order to update the land tax records. You also need EC to withdraw provident fund for while buying a property or a constructed house. What are the details to be included in an Encumbrance Certificate? An EC contains the following details: Name of the property owner or to whom the property title lies. All relevant details of the property. Description of the property as recorded in Sale Deed, considering the neighbouring areas. All transactions will be listed in chronological order. If the property has been bought on any loan, then the EC has to maintain all records of the mortgage involved. In case the property has been subjected to a gift deed, then the details of the gift settlement which has effectuated it shall also be mentioned. In case one of the partners has released his share from the mutually purchased property, then the release deed details will also be categorically mentioned in the EC. Apply For FSSAI Registration Processing fee An Encumbrance Certificate is issued only after collecting all the necessary information. If the property is less than or equal to 30 years, the fee would be Rs 200. If it is more than 30 years, the fee would be Rs.500. How long does it take? An encumbrance certificate in Andhra Pradesh can be obtained within a day’s time. What is Encumbrance Search? Andhra Pradesh Registration Department has facilitated online services for homebuyers to search the EC before proceeding with the property transaction. However, this service of searching online for encumbrance certificate is only available for transactions which have been effectuated after January 1, 1983. If you want the EC prior to the said date then you can approach the authorities at SRO office. You can do the search on: Using Document Number You need to select document number from the drop-down menu, year of registration and enter registered SRO. Then, enter the captcha shown and hit the Submit button. Using Memo Number Alternatively, select the memo number from the drop-down, year of registration and enter the registered SRO. Enter the captcha and click on the Submit tab. Note: If you do not have the document number or the memo number, you can select the None option. Once you make the said selection, then you will be redirected to a new page where one needs to provide the following details in order to make a search: Name of the District Name of the property Details of building/land/property/site/agricultural land Boundary details of the property. After entering the above-mentioned details, enter the captcha being reflected and click on the Submit tab. What is the procedure for applying for Encumbrance Certificate through the MeeSeva portal? Visit the nearest Meeseva franchise and submit an application for the same in the required format for obtaining a MeeSeva Certificate. You need to provide the details of the document, year of registration and the name of SRO. Also, mention your preferred mode of delivery of the e-Encumbrance Certificate. Pay the applicable fee to MeeSeva operator for processing encumbrance application. The request for encumbrance certificate, however, made, will be processed online through AP Registration Department portal. An Encumbrance Certificate application status will be updated through SMS on the registered mobile number. Once your request is approved by SRO, your EC will be dispatched through courier from franchisee to your address if Delivery Type is Speed Post Local/ Non-Local. However, if you have chosen the manual mode of delivery, you must collect the certificate from the MeeSeva franchise, from where the application was sought and submitted.